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10 Reasons to Love Obamacare

10 Reasons to Love Obamacare
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The Patient Protection and Affordable Care Act is called that for a reason. Otherwise known as Obamacare, it protects patients from HMOs’ common abusive tactics and makes health insurance more affordable. Here are some examples.

1. Health insurance for everyone

Everyone will have access to health care coverage, including people who don’t work full-time jobs that provide benefits30 million people who had no medical insurance before Obamacare will now get the care they need at rates they can afford.

If you don’t want insurance, you will pay a tax to cover what the rest of us will have to shell out when you show up at the emergency room.

2. No more worrying about pre-existing conditions

It used to be that people who had an illness and were not previously insured couldn’t get coverage for their disease. When they signed up for new health insurance, it covered things that might theoretically happen, but not the malady the individual actually had.

No longer. Once it is fully implemented, Obamacare will forbid health insurers from refusing to cover pre-existing conditions. If you have diabetes when you sign up for health insurance, that insurance must cover your diabetes.

This is a big deal. 1 in 2 Americans have a pre-existing condition.

3. No more dropping sick patients

Medical insurers have a shocking habit of canceling coverage as soon as people need it. Got cancer? Your HMO suddenly bids you adieu. The documentary “Sicko” tells the stories of many Americans whose finances and lives were destroyed when their insurers pulled this cold-hearted trick. Around 60% of American bankruptcies are related to medical expenses.

Obamacare says “quit it” to the companies that profit off your health but abandon you when you get sick. If an illness suddenly makes you expensive to insure, your health care plan has to stay the course and pay for treatment. Which, after all, is what you pay them to do.

4. Young adults can stay on their parents’ plans

Parents can include kids up to 26 years old on their own health insurance. Have you heard how much trouble young adults are having finding work these days? Without full-time jobs they usually have no access to affordable health care. Voila, problem solved.

5. Free preventive care

Colonoscopies are one of the most frequently used preventative medical tests. Under Obamacare, patients won’t pay one red cent for them and for other preventive care.

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222 comments

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12:57AM PST on Dec 2, 2014

ty

5:12AM PST on Nov 15, 2014

The cheapest for me in VA is $623 a month with a $5,000 deductible, which I cannot afford. So much for being "affordable". I have a heart condition with an implanted defibrillator and right now, since my husband lost his job due to becoming disabled, I cannot even see my cardiologist. I was totally in favor of their being a nationwide healthcare plan, but since each state devises their own plan, it has been a total failure in numerous states, because they won't expand Medicaid to assist people like me. ---Someone who worked hard for over 35 years of my life and paid taxes, both federal and state can't get a penny of assistance from the very state I've paid into since my very first job when I was 17. --Yeah, there's a reason to love it, all right.

1:53PM PST on Nov 13, 2014

Article is from 2013. Obamacare Nov 15th rollout is coming soon. I looked at rates and I can't afford. It's like a new car payment every month, $300 plus a $6,000 deductable needs to be met. I guess I will pay the fines involved instead. After being unemployed for a long time I am trying to dig myself out of debt, this would just add to it.

6:39AM PDT on Oct 28, 2014

Thanks for the article and the comments.

5:55AM PDT on May 23, 2014

Wow! I agree that I do not want the government spending my tax dollars to shoot wolves and slaughter wild horses. It is a terrible misuse of funds and the killing is needless and senseless. I also agree that everyone needs some form of health care. I have a friend that is 65 and she has not had a woman's wellness exam for over 40 years because she has no health care insurance and cannot afford the out of pocket cost. Lucky for her, she has not had any catastrophic illnesses over all of these years. Don't know what she would have done. I don't know what the answer is.

7:12AM PDT on Oct 8, 2013

Robby, you are an idiot. The problem is, Obama and the Democrats have compromised so much, the teabaggers think they can walk all over them. The ACA is a LAW. Supposedly, those "constitutional" laws are only good when the republicans are the ones who like them. When it is something that takes away from their own pockets, or maybe keeps people alive and taking responsibility for themselves, that is another matter entirly.
Even though I am in Ohio, I can't wait to find out what I will be able to sign up for. Or, since I am in Ohio, where I will have to move to in order to get some respect. Probably back to Illinois.

3:53PM PDT on Oct 7, 2013

Robby,
If you drive are car, it is mandatory to buy car insurance, so that other people are not forced to pay for any damages you cause. It’s the same principle here. Unlike a car which is an elective purchase, everyone has a body by default. When that body needs medical care, if you have no insurance others are burdened by huge ER bills.

Of course the best solution is to do away with insurance completely and offer free or very cheap healthcare for all. Failing that, this is the next best option, hopefully a first step towards true universal healthcare.

If doctors are leaving and companies are cutting employees, that’s due to their own greed. Not a problem with ACA.

11:06PM PDT on Oct 6, 2013

Care 2 does funny things sometimes... lack of compromise here that 'caused' a small percentage of gov't shut-down (this isn't nearly as bad as it's been made out to be, except that our democratic administration is trying to shut down memorials- talk about classless!) was largely the democrats. The republicans wanted some compromise, they didn't get it & here we are. It's a back & forth thing, but it's anything but a game. People one each side look at it like a football game & want the other side to get their a$$es kicked. But it's really silly. Compromise is how a free nation thrives.

11:00PM PDT on Oct 6, 2013

Actually Suba- this is the first time (that I'm aware of) that Americans were forced to buy. You're not forced to buy a car, but you're forced to drive one sober & w/in some realm of safety. If you do not, and you are caught, you can have your right to drive revoked, etc.

It's also not "panicking" when Dr's are actually considering leaving their practices & many of us have already lost our healthcare before obamacare has even started. Also, something no one here will ever mention- the lack of com

7:43AM PDT on Oct 2, 2013

Sevonya,
The fact that there are many things wrong with this country is no justification to stop progress with healthcare. Solve one major problem, and it will make it that much easier to solve others.

“Saying people must do this or else, is NOT freedom of choice, or democratic.”

Do you also oppose to all the laws ranging from “people must wear seatbelts when driving”; through “people must not drink & drive” to “people must not commit murder”, as undemocratic?

“This Obamacare was never presented to the general public for their opinion.”

As Jenny mentioned, it was presented. People just need to take the time to read the info. While ACA is far from perfect, it certainly is a big improvement from the way things were.

“When Obamacare or the ideas behind it, are literally terrorizing the American people,”

If anyone is panicking, it is only due to ignorance, misinformation and propaganda. Fortunately many are not “terrorized”, considering that the load of new applications has apparently caused the system to crash.

I agree with you that insurance is a huge pain. In a true single payer system there’s no need for insurance, and that’s what we should strive for. Hopefully this is a first step in that direction.

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