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Success! 103 Year-Old Atlanta Woman Avoids Eviction

Success! 103 Year-Old Atlanta Woman Avoids Eviction

A few days ago, we brought you the story of Elvinia Hall: a 103 year-old Atlanta woman facing foreclosure by JP Morgan Chase. In a clear example of the irresponsible lending practices of Big Banks before the crash, Chase Bank had allowed Hall’s grandson to take out a loan on the house without her consent, making it unaffordable for the woman and her 83 year-old daughter.

In what some are calling a victory for the 99 percent, Fulton County sheriff’s deputies who arrived at the home to evict the pair on Tuesday, suddenly had a change of heart. The authorities decided not to remove the women after seeing their age and fragile health.

As news of the deputies compassionate act went viral, the Care2 community took action: over 33,100 members signed a petition to the CEOs of Deutsche Bank and JP Morgan Chase asking them to show some human kindness and allow Hall to remain in her home of 53 years.

Thanks to this quick public outcry, Chase Bank decided to abandon its plans to evict the small family. ”We will work out a resolution to keep them in the home permanently,” Chase spokesman Tom Kelly wrote in a statement Wednesday afternoon.

“We are extremely elated for all the people in the city who rallied behind them,” Hall’s grandson Ali Muhammad said. Muhammad told CBS Atlanta the home holds many memories for his mom and grandmother. “We’re just extremely gratified.”

JP Morgan Chase is one of five major banks currently being sued for illegal foreclosure practices in Massachusetts.

Related Reading:

Occupy Atlanta Encamps in Neighborhood To Save Police Officer’s Home From Foreclosure

Bank Of America Settlement For Wrongful Military Foreclosures

Law Firm’s Halloween Party Mocks Foreclosure Victims

Image Credit: Flickr – taberandrew

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112 comments

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10:46PM PST on Dec 26, 2011

noted

3:30PM PST on Dec 26, 2011

Why arent they going after the grand son? If he didnt own the property then he committed fraud and its not even a legal loan to begin with. Ive read several articles about this story and no one mentions the person who actually TOOK OUT THE LOAN

8:26AM PST on Dec 25, 2011

People need to be grateful for getting their rights =(

4:34AM PST on Dec 25, 2011

um, how is this legal? someone who did not own the house, used the house to take out a loan, and the bank is holding the unknowing owners responsible.
can i take out a loan on this house?
can you?
and the bank did not say it was going to drop the whole thing - they still expect some kind of payment!

wish these ladies could afford a lawyer to sue the bank for threatening them, over something the bank did that was wrong!
and to stop the bank from demanding money from them.

but apparently Justice is well out of reach of the poor - banks are not afraid of violating the rights of people who don't have the money to sue.

12:53AM PST on Dec 25, 2011

The banks/bankers are so Keen to get commission they do not do their jobs properly a lot of retraining & dressing down needed. Who was the arse who sent the police round to EVICT them, the police are not payed to do the banks dirty work.

10:05PM PST on Dec 24, 2011

hurray for this lady -- but the bottom line is that the bank gave a loan to someone who did NOT own the house. duhhhhh.

something like this happened to a friend a number of years ago. his nephew, who was visiting from another state, wanted a telephone card, so he changed my friend's telephone company to a different company -- all without my friend's knowledge or consent. it took several months to get it all straightened out - -meanwhile the nephew had rung up a large telephone bill - all of which the other company had to eat.

it would be nice if more companies would check to see who is the legal owner of something before engaging in these types of business practices.

9:36PM PST on Dec 24, 2011

I am glad the Bank is allowing this Mother & Daughter to stay. However, it hasn't said that the loan on the property to a third person was wrong and it hasn't said that the loan is null & void. It is just saying that this 103 yr old lady & her 83 yr old daughter, both in poor health, are going to be allowed to stay in their home permanently. Not much of a gamble on the Banks part !! It is the Grandson who the Bank should go after. If they don't then every 'grabbing' relative in the known universe will start re-mortgaging their elderly family members property and MORE financial chaos will ensue.

5:59PM PST on Dec 24, 2011

Hey Bankers, Why do you have to be threatened before you show any mercy? If you are a Christian, how can you go to church and pray to God and still screw poor people?

5:09PM PST on Dec 24, 2011

"In a clear example of the irresponsible lending practices of Big Banks before the crash, Chase Bank had allowed Hall’s grandson to take out a loan on the house without her consent, making it unaffordable for the woman and her 83 year-old daughter."

""JP Morgan Chase is one of five major banks currently being sued for illegal foreclosure practices in Massachusetts."

Due to it being an un-authorized loan, for which the true owner of the house is the only one that can borrow against the property, there isn't any choice, the Bank has to retract it's hold on the property and is liable for damages to the rightful owner as well as seeking relief in the correct place, doesn't matter if he has good credit, they have to deal with him.

There are many shady financial institutions out there and unless you have past GOOD history with one or have checked out the BBB I wouldn't deal with any of them.

Glad to see the town pulled together and the Authorities had good sense to stand up for what was morally correct. I agree...Power To The People!!!

3:16PM PST on Dec 24, 2011

Yay! Good news for a change.

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