This is not a very good time for you to be spending a lot of time socializing with new people. Your time and money are tight, and the people who have always been important in your life are missing you. It won't cost you anything to call them up today and spend some time just shooting the breeze. Getting involved in any new schemes just isn't the smartest idea right now -- and hold off signing on any documents that could commit you to anything! You need to stay free as a bird.