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What is a Karmic Debt?

A karmic debt is, basically, any cause that hasn’t yet found its effect.
According to the rishis, punishment in the afterlife is the result of unpaid karmic debts. If I commit a crime and don’t pay for it here on Earth, I will pay by suffering later. Hell is the condition of karmic suffering. It is worth remembering that hellish experiences don’t depend upon dying. People have seen Satan in dreams, visions, imagination, and even in the flesh. Our minds put us in hell, and they can take us out again.
Whether suffering is created here on earth through physical pain or in the afterlife through psychological torment, the causes remain the same, since they can be tracked back to the working of Karma.
By saying that bad karma will one day catch up with wrongdoers, are we guilty of wish fulfillment? Skeptics would certainly say yes, because if a karmic debt is paid outside the material world, it isn’t being paid at all.
The matter can’t be easily settled, but in spiritual terms we can observe the difference between someone who is mature–and by implication has paid off some debts–and someone who is immature, loaded down with unpaid debts. The spiritually mature person pursues a meaningful life through self-worth, love, truth, appreciation and gratitude, reverence, and non-violence.
Adapted from Life After Death: The Burden of Proof, by Deepak Chopra (Harmony Books, 2006).
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13 comments
add your comment »The laws of karma is just and non-jugdemental. The seeds you sow, you harvest may it be of been from good or bad seeds. Finally you are accountable for your karmic debts to the universe know one is exempt.
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I do not know how much I believe in karma- by it's definition. I do believe in- cause & effect, conseqences to action & most importantly Personal Accountability. For every action -there is an equal & opposite reaction. Even Science has gone profound with this one. Yet, I hope my actions are as such that I am able to continually be pleased with them in every way.
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My catholic mother asked me why I considered myself spiritual and not religious. What is the difference she asked. After surviving a very painful divorce with my family abandoning me, I answered my mother..... religious people are always trying to stay out of hell, spiritual people have been to hell and are not going back. They are the ones who are always striving to make their world a better place to live with out judgement, they become the observer. They mean what they say and try hard to say what they mean. My mother responded like a typical catholic hard head. Apparently I am going to hell on roller skates. She couldn't see or feel the love.
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Once I got so mad that I saw red. I mean everything turned RED-- everything I saw was in red. It surprised me so much that I got over my anger and started thinking about how hell could exist on earth and how my anger was taking me there, and how I changed my mind.
We can clear all karmic debt, easily, and over and over merely by being completely present, connecting to the All-One Divine. That's what I believe.
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I studied this a bit when I was younger in Nishrin Shoshu Buddhism. Very cool concepts.
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That is it yes..I think its more for the good you try and do the better you may live and,... the more evil you do in life karma makes it a very hard even bad life, Buddha leaves it all up to you and, yes your very right ......thank you Andy and Andrew thankx Brenda
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From what I understand, Karma = Consequence. Action and karma are no different; and even thoughts or surrendering our immediate emotional impulses are considered actions. Whether an actions intention stems from "goodness" or "badness", effects it debt or credit. I hope this all makes sense so far.
To understand Karma, it is essential to recognize the cycle of birth-death-rebirth. This life is not your first, and you will have many others. The fact you are still a part of this karmic cycle is evidence that your karmic debt has not been repaid. so, saying debt is repaid 'after death' is meaningless. Death is birth, and rebirth. Essentially, this life is 'hell' and all material life is hell, because we are all repaying our debt. When the debt is payed, we transcend materiality.
I believe the Buddha once said something along the lines of, "One who tries to understand karma will have their head split into seven pieces." I take this to mean a BIG head ache. So don't worry about Karma as debt, and just try to listen to your self, and act with good intention always. If you fumble (as we all do), do all you can to correct it. This, i have found, is the only way to be liberated from the worry of Karma.
namaste
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I find it very freeing. There isn't some big brother watching you that passes out the Karma chips. Its all relative to the way we live are lives and our present awareness. We don't get do overs. I can't picture taking something back, but hindsight... the mental formation wasn't there.
CS Lewis talked about the woods between worlds in the Magicians nephew and presented a child like faith... enter one life or one new world in its formation. Someone is smoking a cigar in my house... I'd really like to give them Karma right now... They didn't ask me, and trust me they don't care, and I'll look like the BAD GUY if I react. (They fixed one of the widows they broke last week, one to go)
Think about it Cause and effect for the victim. Loss of choice. When do we choose Karma? We have to think when we enter a western construct into this philosophy. No God No self Empty... Free of ego.
Not lonely and deserted, or left out. Buddha nature takes work to start with before we look at Karma.
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I wonder how karma fits in when a young child is abused.
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yes if I may Hi Mary & yes Sil N, your right, I was told karma is what you have like a score board through life for every wrong you do you suffer and are free of this wrong depending on the wrong just like the Catholic religion yes I was raised Catholic till age 10 my mother died of cancer and never was trusting of much religion till older I needed to forgive God I have and am still relearning very much loving Deepak very much and his insights. thanks Brenda
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