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How The Affordable Care Act Pays For Insurance Subsidies

US Politics & Gov't  (tags: obamacare, politics, news, healthcare, healthcare, government, usa )

- 1688 days ago -
The new health care law will provide around $1 trillion in subsidies to low- and middle-income Americans over the next decade to help them pay for health insurance.

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Kit B (276)
Thursday November 7, 2013, 10:58 am

I hopeful this might offer a clear explanation, it seems more anti- the ACA. Nonetheless, it is what we have for now, until we can finally grow up enough to pass a universal health care.

Obama care is NOT a health care plan, it regulates insurance. The few that are losing their coverage have sub-standard insurance or discount plans. Either can seem fine, until the day you need them.

Bryna Pizzo (139)
Thursday November 7, 2013, 3:21 pm
Thank you for the excellent news!!! This is the way our country should be run! We need to spread the news far and wide! (n, p, t)

PrimaAWAY B (1278)
Thursday November 7, 2013, 5:22 pm
I still have not called. Hoping to force myself tomorrow/ friday. I'm dreading it and NO I wont believe anything until I hear it,pay it and see it work. I've been learning some interesting things from people in the past 2 weeks that to be honest scare me and i feel were deceptive and held back from the people/us.

... Thank You for posting Cal because I have collected alot of knowledge and articles,etc... from all over and many from here .From people who post the articles.

cecily w (0)
Friday November 8, 2013, 3:19 am
Excellent explanation, simply put. Thank you.
I, too, wish we could have gone directly to single-payer, but that would not have gotten anywhere at this time.

Dogan Ozkan (5)
Friday November 8, 2013, 4:00 am

Past Member (0)
Friday November 8, 2013, 4:02 am
I think the Economist has the best coverage, it can be found at Two things, if those who don't qualify for subsidies have to pay more for the insurance, then it is not only the wealthy who will be paying. Second, will have to see how the job market is impacted by the Act.

David C (129)
Friday November 8, 2013, 6:45 am

Amanda S (6)
Friday November 8, 2013, 8:07 am
There's nothing that can be done for those who fall between the "cracks", meaning they are living in the very low income bracket or outright poverty but do not qualify for Medicaid.
The whole plan is designed to assure that healthcare-sharks who charge exorbitant amounts for the services ($1800 for 3 quick stitches at the ER and being billed by a physician you never even saw? Really? $200 for a 10 minute check up appointment at your PCP? Comeon'!) and to further pad the pockets of fat cat insurance companies who'll make bank off of the billions that people who neither want (or perhaps will ever need) insurance are forced to pay to them.

Past Member (0)
Friday November 8, 2013, 8:35 am
For those who like the ACA, an explanation is unnecessary; for those who don't, an explanation is wasted.

Jason R (67)
Friday November 8, 2013, 9:09 am
From the White House...

Lucy from Texas:

"I signed up at and I'm going to save $2,300 a year on my premium alone -- and more, because my deductible will drop from $7,500 a year to $3,000 a year. It's still Blue Cross insurance, and I don't have to change doctors, either. I had a choice of over 30 plans and several different companies."

Larry from California:

" directed me to Covered California. My new plan gives me better coverage than what I've had with the same insurer and will cost $188.00 a month less. That's why it's important for others to check it out. In California I experienced some glitches at first and I would check in every few days and things kept getting better."

Mark from Idaho:

"Yes, the website had some problems, but saving roughly $2,500 next year (in premiums alone!) seems well worth a little extra patience. Having coverage that actually protects me from financial ruin if I, or my son, get sick or injured? I don't think you can put a price tag on thatů"

Margaret from Washington:

My responsible, hardworking niece was laid off from her job four years ago and lost her insurance. She became a nursing aide for the elderly and has been carrying a "catastrophic" insurance plan for which she was paying over $300 a month, with very limited coverage and a $1300 deductible. She had no trouble signing up for ACA insurance with much more extensive coverage for $150 a month. She said she feels like she can breathe again."
That's what getting covered sounds like.

And at the end of the day, the words of the people signing up for quality, affordable insurance tell the story of why it's so important to get covered better than any policy briefing or set of talking points ever could.

So if you've got a story of your own to tell, we want to hear it.

Past Member (0)
Friday November 8, 2013, 12:36 pm
I agree with the Affordable Health Care act in most ways, but am against the coverage for maternity and pediatric being forced upon those who are being covered for things they will never or are not currently needing, such as, for example: affluent males who are now having to pay for maternity and pediatrics but will never become pregnant, obviously, and do not yet have families. Why must a person be forced to pay for such coverage, regardless of their level of income?

Birgit W (160)
Friday November 8, 2013, 1:44 pm

Jason R (67)
Friday November 8, 2013, 8:10 pm
Thom's blog
Lawsuit alleges insurance companies are at fault for cancellations

Millions of insurance policies are being canceled across the nation, and while companies are blaming Obamacare - it appears that plain old greed is the real reason. Consumers in California say that their insurance company caused their cancellations, to jack up their premiums under the ACA. Paul Simon and Catherine Corker are suing Anthem Blue Cross in their state, claiming that the company tricked them into giving up their "grandfathered plans" - which they could have kept even after the healthcare law.

Their lawsuit states, "Blue Cross concealed information about the consequences of switching plans and intentionally misled its policyholders to encourage the replacement of grandfathered policies." Just like President Obama said, if these customers liked their healthcare plans, they could have kept them under the healthcare law. But, Blue Cross enticed customers to change policies in 2011, which meant their plans were no longer "grandfathered-in" to the healthcare law.

When they were invited to switch plans, customers were not told that they would lose their right to keep their plans, and were not given accurate information about future price increases. And now, Mr. Simon and Ms. Corker want the courts to stop Blue Cross from canceling more plans without allowing customers to switch back to their original policies. If this happened in California, we can only wonder how many more cancellations are the result of the same deceptive tactics.


Ann K (112)
Saturday November 9, 2013, 12:20 am
My husband has a serious pre-existing condition and was dropped by his insurance company. Under the ACA he can purchase an insurance policy that is $250 less per month and the coverage is better. The health care website is still not working properly for him, but at least he was able to find out which insurance companies offer ACA policies. It is based on ones state and county.

Ann K (112)
Saturday November 9, 2013, 12:30 am
Regarding Yvette's comments above. We met with a Florida Blue rep to review the policies offered and some specifically covered pediatrics....which we eliminated. There were plenty of others to choose from.
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