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Affordable Care Act and You

Health & Wellness  (tags: children, cancer, diet, disease, drugs, ethics, family, babies, health, healthcare, humans, illness, medicine, prevention, protection, research, safety, society, treatment, risks, news, government )

- 1827 days ago -
The Affordable Care Act will help make sure every American has access to affordable, quality health care.

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JL A (281)
Sunday June 23, 2013, 10:04 am
Site includes links to access the actual factual information:
About the Affordable Care Act

Key Features of the Affordable Care Act - badge
Timeline for the Affordable Care Act -
Debunking the Myths - White House

How the Affordable Care Act benefits Michigan

How the Health Care Law is Making a Difference for the People of Michigan -
What Health Reform Means to Your State - White House

How will the Affordable Care Act help you? Information from

Information for you about the Affordable Care Act
Families with childrenUnder 26? You may be eligible for health coverage under your parent's plan
People with disabilities
Pregnant women
Small businesses
Young adults

Finding affordable insurance coverage

Find Insurance Options -
How to Enroll - Enroll America
Key Health Contacts in Michigan - Families USA

Self-Employed IndividualsHealth Insurance Questions? Find Help Here.; width=

Information for Self-Employed -

Small Business

Small Businesses and the Affordable Care Act -
FAQs for Small Business -
Health Care - Small Business Administration
FAQs on Health Care Reform - Small Business Majority
Small Business Health Care Tax Credit for Small Employers - IRS
Affordable Care Act Tax Provisions - IRS

Large Business

Information for Large Businesses -

Employer Shared Responsibility Provisions

Questions and Answers on Employer Shared Responsibility Provisions Under the ACA - IRS
FAQs from Employers re Automatic Enrollment, Employer Shared Responsibiliy, and Waiting Periods - Department of Labor


AntiTeapublican Progressive News (89)
Sunday June 23, 2013, 11:25 am
The Affordable Care Act has already helped many people, and even saved lives while cutting costs. It's a shame that the right wing has to keep lying about it and tricking people into believing things that aren't true. Thank you for posting this!

Gene J (290)
Sunday June 23, 2013, 11:35 am
People get ready. Yes, I know that starts a song, a beautiful song, and it leads to the ACA which will be online for registrations 10/1/13 across the land and with full benefit for all 1/1/14. We're only half way there, but it is about darn time we got this close to ensuring we all have what we need. A giant leap for Americans despite 37 attempts to repeal it...

Terry V (30)
Sunday June 23, 2013, 11:38 am

Barbara K (60)
Sunday June 23, 2013, 11:48 am
I watched the Senate hearings, debates, amendments and then the final vote for this Bill. It is a good Bill, in spite of all the lies the rightwingers put out there because they act for the Insurance Companies to be able to keep dumping people when they get sick, and to deny coverage when one gets ill, etc. This Bill fixes that. Senator Kennedy spent decades trying to get health care for all Americans. When the final vote came up, Sen. Kennedy and Sen. Byrd were both ill. Their votes were needed to get to the 60 vote margin caused by the Republicans who lied and fought their way all the way thru. Well the 2 Senators were so proud and were wheeled in in their wheelchairs and given a standing ovation when they both voted the final 2 YES votes needed to pass the Bill. Sen. Kennedy said at the beginning of the process that it won't be perfect because of what the Rs will do to it, but we will "take half the loaf of bread and come back later for the rest". That won't happen until we get several more Dems in the Senate, so think of that next election. The Bill can be made much better, but it is a good Bill now. Check out the sites JLA gives you for answers and info., and stop listening to the Insurance Company puppets' lies. It is too bad that the Tbaggers, most were hired by the Ins. Co.s in the first place to try to stop the Insurance Plan the country needs so much. We all deserve insurance coverage and have a right to it.

JL A (281)
Sunday June 23, 2013, 11:56 am
Thanks for reminding all that may be uninsured about the key date Gene. You are welcome Terry. Thank you Barbara for that eloquent reminder of the history behind this legislation and what is needed ahead.
You cannot currently send a star to Gene or Barbara because you have done so within the last day.

Kit B (276)
Sunday June 23, 2013, 12:37 pm

I have given up the hope that people will actually read the bill for themselves. I too remember that, in fact way back then Barbara and I were both watching C-SPAN and exchanging thoughts on the daily "discussions" about the ACA.

Each time the House (that incomparably intractable and less than august body) brings the ACA up for yet another vote - (#38 anyone?) it costs the taxpayers of this country nearly 2 million dollars - do the math. What a incredible waste of time and money. Fiscally conservative? By what measure?

Get with the program, folks find out about the ACA because love it or fear it, it is the law.

Now if we could just get universal health care. *sigh*


JL A (281)
Sunday June 23, 2013, 12:47 pm
Thanks for reminding us of waste of tax dollars and the excellent advice Kit! You cannot currently send a star to Kit because you have done so within the last day.

Christina G (11)
Sunday June 23, 2013, 1:22 pm
from what i have heard a lot of employers, like Walmart, are reducing the hours their emplorees work so they will not have to pay. this is hurting workers - others are letting workers go... back to the drawing board.. I am retired with medicare & mediCal (medicaid for California) and before the drug plan i HAD to sign up for, i paid nothing for my medications - now i have to pay increasing amounts every year while my income and other benefits (glasses & dental were abolished) greatly lessen. Seniors are really beng squeezed while the people who vote these programs in are patting temselves on the back - it is not easy to look very closely to see what is really happening as opposed to wha we think or are told is happening. The drug benefit was hailed as a great thing - ask the people at the bottom if its so great!

Barbara K (60)
Sunday June 23, 2013, 1:54 pm
Another thing I didn't mention, is that the businesses that offer health care for their employees get a healthy tax break for doing so. But, of course, they are trying to hide that fact and lie about it too. You can find the information in the links provided by JLA above.

Faye S (23)
Sunday June 23, 2013, 4:52 pm
Thank you!

JL A (281)
Sunday June 23, 2013, 4:55 pm
You are welcome Faye!

Katie & Bill D (107)
Sunday June 23, 2013, 6:26 pm
Some of these people that gripe about this Do Not understand it!
You can bet the One's Griping and Against it, their families will be glad they've got it!
Thank You! JLA,Gene, Barbara, Kit

JL A (281)
Sunday June 23, 2013, 6:29 pm
You are welcome Bill and Katie! You cannot currently send a star to Bill and Katie because you have done so within the last day.

Kit B (276)
Sunday June 23, 2013, 6:33 pm

I tried to send a Green Star to Bill and Katie but it's too soon. I do agree, we all need health care, if not today, who knows what tomorrow holds?

Barbara K (60)
Sunday June 23, 2013, 6:33 pm
Thank you, Bill & Katie

cecily w (0)
Sunday June 23, 2013, 7:15 pm
Thank you, JL A. I get annoyed when people put down the Affordable Heallth Care Act. The Contraceptive Mandate alone will make the future brighter for everybody by helping to prevent unintended pregnancies. (Now if only the states would sign on to Medicaid Expansion!)

Beyond that though, I'm on Medicare. Imagine my surprise when my annual physical a few monhs ago was paid directly by Medicare--no fiddling with the deductible or co-pay. Also my 21 year old granddaughter will be starting grad school in August--because of The Act, she will be able to continue under her parents' health insurance.

Colleen L (3)
Sunday June 23, 2013, 10:46 pm
I too feel that too many people are complaining about this, but wonder how they'd feel if they lost their job, had no coverage left and they are their child needed major surgery? If they were to go to the hospital with no insurance, they would be in for a big shocker. They might get the taken care of and later find that they were hit with a big financial burden when they get the bill a month or two later in the mail. There's been situations where the people have lost their home due to hospital bills. So I'd think twice about being so negative about this. Health care is not cheap. Thanks JL.

Lynn S (235)
Sunday June 23, 2013, 11:19 pm
Living in a country with universal health care, I appreciate very much my medical coverage. To have so many people, 30 million I believe, that had no coverage at all is unacceptable. The ACA is the first step towards universal care. But I agree, there is a lot of fear mongering going on and that is not right. People need to take the time to read and not be bullied. If you need more information, don't ask a politician, especially a Republican/Teabagger! After all, they are the ones wasting the public purse with useless repeal votes. Too many Americans have been beaten down for far too long by the oligarchs.

@ Kit --- "Fiscally conservative? By what measure? "

I suppose one could still say that the Republican/Teabaggers are fiscally conservative, but you have to add a caveat --- when it comes to programmes to benefit the 99%.

When it comes to programmes to benefit the 1%, they are fiscally extravagant

Patricia H. (440)
Monday June 24, 2013, 4:27 am
I agree with Colleen L.

Connie O (44)
Monday June 24, 2013, 9:12 am
I am awaiting this with will certainly help me.

Connie O (44)
Monday June 24, 2013, 9:13 am
You cannot currently send a star to JL because you have done so within the last day.

Past Member (0)
Monday June 24, 2013, 9:48 am
Everyone should have healthcare in a country that is supposed to be a leading power I think its disgraceful mind you i hope that will include affordable medicines or whats the point

noted thanks

JL A (281)
Monday June 24, 2013, 10:11 am
Thanks Connie. You are welcome Cecily, Colleen and Carol.
You cannot currently send a star to Patricia or Connie because you have done so within the last day.

Jane Williams (165)
Monday June 24, 2013, 1:41 pm
noted, thanks

Janet G (0)
Monday June 24, 2013, 1:42 pm

JL A (281)
Monday June 24, 2013, 3:03 pm
You are welcome Jane

Helen Porter (39)
Monday June 24, 2013, 11:32 pm
Most illnesses could be handled the natural way.

But of course then how would doctors pay their student bills?

Sorry, bout that, They'll have to pay their bills without practicing on my body.

Doctor's don't make money off of well patients.

Sherri G (128)
Tuesday June 25, 2013, 1:32 am
Excellent comments sent stars to too many to list here. Anyone who has been denied insurance or paid ridiculous rates because of a preexisting condition should be thankful that by 2014 will not happen again. As a survivor of Acute Leukemia at age 34 I know I could never have gotten insurance again. Plus ask Bryan Stowe who was brain damaged needing round the clock therapy since his attack at a baseball game in LA. Bryan was kicked out of therapy and the hospital because his insurance maxed out. Hopefully if they can hold on until 2014 at home they will get insurance for him again without a max then. I completely support "SINGLE PAYER" but this is a step in the right direction. BTW there are men who deliberately violate the law to be put in prison to get health care. HOW WRONG IS THAT IN THIS COUNTRY? Thank you JL for posting noted. I have a dear tea party friend who tried to say something against the affordable care act and I related what I said here to her. Her comment then was, "I just didn't like they way it was pushed down our throats. At that point I changed the subject to preserve our friendship.

Past Member (0)
Tuesday June 25, 2013, 5:36 am
I hope you all have been puting aside some money to pay for it. And Sherri, as I like to point out to many, I pay more than a 1000 GBP per month for my medacine in a single payer system.

JL A (281)
Tuesday June 25, 2013, 7:21 am
ACA has maximum out of pocket elements, especially for those on Medicare Part D, that addresses that issue where how much a person absorbs that cost each year is going down (down to about $3000 now). That isn't a problem with all single payer systems and can be a problem with other systems, too.

JL A (281)
Tuesday June 25, 2013, 7:22 am
You cannot currently send a star to Sherri because you have done so within the last day.

Barbara K (60)
Tuesday June 25, 2013, 9:37 am
Another great thing I didn't mention (so much in the Bill) is that you choose your own insurance company and your own coverage. This is not government insurance. The insurance company cannot make more than a 20% profit off you. Say you pay $1200 a year in premiums. But you had to see the dr only once for a simple procedure that only needed that one or two office visits. The insurance companies must return the portion of your premiums to you up to 20%. Say they paid out $200 for the 2 office visits, subtract that from the $1200 you paid and subtract 20% of your premium and they must return the unused portion (minus the 20%) to you. Yes, to you. Many people were happy this Spring receiving their refunds of the unused premiums. There is so much more, that it is impossible for me to get it all on here. lol. The Rs didn't read the Bill because they had no intention of voting for it. Imagine getting back most of your unused premiums. It is a win-win situation, a great bonus of this ACA.

Barbara K (60)
Tuesday June 25, 2013, 9:44 am
Another bonus to the ACA that I didn't think to add sooner is that you receive the unused portion of your premiums for the year back up to 20% You choose your own insurance company and your own plan, this is NOT government insurance. Say your premiums cost $1200 for the year and you visited your doctor twice at a cost of $200, you will be reimbursed the remaining $1,000 of unused premiums minus the 20% profit the insurance company keeps. That means you will get back $80% of your premium, minus the $200 paid to your doctor by the insurance company. Many people were happy this Spring when they received back so much of their unused premiums. Be sure to check out the links JLA listed above. No more can the insurance companies just collect and keep unused premiums you paid.

Bea friends Kindly (22)
Sunday July 7, 2013, 12:18 pm
Pleased to be living in th UK as we have our NHS. In an emergency, I know I will be treated well and looked after. Health care for all, paid by our taxes but it works :)
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