A Marine Evicted: The Arturo De los Santos Story [Video]


The story of Arturo De los Santos, a marine and victim of foreclosure fraud, sums up so tragically the new American dream, the one where hard work and playing by the rules can land a family on the street.

De los Santos’ story can be summed up like this. Art, a long-time factory supervisor who spent five years in the Marine Corps, purchased his home almost ten years ago and lives there with his wife and four kids. In 2009, Art asked JP Morgan Chase for a loan modification, anticipating a drop in hours at work and was told by the bank to miss payments on his mortgage in order to qualify for the modification.

De los Santos followed their recommendation, and after missing some payments, JP Morgan Chase and Freddie Mac granted Art a temporary modification and Art complied with all the terms of the modification. The pressure eased a bit, but instead of continuing to work with De los Santos, JP Morgan Chase and Freddie Mac rejected Art for a permanent modification because his income had recovered. And then, instead of allowing him to catch up, they quickly foreclosed on the home.

De los Santos, his family, and throngs of supporters decided they were not going to let the unwillingness of JP Morgan Chase and Freddie Mac just get away with just tossing Americans aside. The family re-occupied the house and, with the help of a team from Cuentame, a civil rights organization affiliated with Brave New Foundation, shot a video attempting to publicize the family’s story.

A Sheriffs notice to vacate expired this Tuesday morning, and a large crowd of supporters has stood with Art, his wife Magda, and their four kids awaiting the arrival of deputies to the house. Today Freddie Mac asked the Riverside County commissioner to force Sheriffs to evict the embattled homeowner and his family and short of a miracle they will be forcibly removed from their home.


Photo from respres via flickr.


Debbie Crowe
Debbie Crowe5 years ago

JP Morgan Chase told Art to miss payments on his mortgage in order to qualify for the modification. Why didn't the judge jump on that part?

Shame on JP Morgan, and shame on Freddie Mac!!! He fought for their freedom and that is how they repay him. Shame!!!

Jay Williamson
Jay w5 years ago

i hope this family are able to remain in their home this is a wrong move by a bank

Marilyn L.
Marilyn L5 years ago

The fact that he is a Marine has no bearing. The fact that he is a victim of our banking system and the fraud that goes on their does.

Lynne B.
Lynne Buckley5 years ago

This is so underhand and contemptible behavior by the bank. It's time that the banks are held accountable for their actions. They're asset stripping the country, taking huge bonuses and treating genuine hard working people like they're trash.

Robby C.
Past Member 5 years ago

John H- exactly!

john hall
john hall5 years ago

Phil P. The banks dont want to help the people if they did they couldnt write it off . if and when the house gets forclosed on they can write off all losses . it comes down to money that's why when obama had the chance to get the banks to help the homeowners he didnt do it . they only have to help homeowners that are current in there payments not the ones who are behind .

Barry W.
Barry Wilson5 years ago

I just took the time to write to the US President and included a link to this site. This action by banks is not acceptable.
MAybe banks need to be made put in writing their suggestions to borrowers so that it can be later proved what actions were taken were at the bank's request or instructions.

Neil E.
Neil E.5 years ago

We need to stand up for all of our Veterans. These SCUMBAG financial institutions need to learn there lessons. We need to stand up to Wash, tell them they either get this under control or you will be replaced by VETERANS who care about the real people that make this COUNTRY as GREAT as it is...

Phil P.
Phil P5 years ago

Loan sharks know that if you break the legs or arms of the guy who owes you money so he can't work, or stupidly kill him for missing payments, you'll never get your money back. So you work with the guy, a little roughly to be sure.

Not so the banks and Freddy & Fannie, they don't care. They rather foreclose than lower the interest rates a few percentage points so the borrower can meet his/her payments and families can have a roof over their heads. Why would they foreclose, let the hose deteriorate and wait 5, 6, 7, 8 months or more for a "short sales, get well below market price for a house already under water and pay RE fees on top? Simiple. It's a paper write-off against their already obscene profits and besides, they've probably already sold the paper in some bundled derivative sale a long time ago and I think the taxpayer has already coved their losses in the bailouts.

The banks make out and John Q gets screwed and so does the dream.

Joan Mcallister
5 years ago

This sounds absolutely rediculous, they should have allowed him to catch up, after all he did everything he was told to do, went by the book as they say, how can they justify the forcloser.
"O what am I saying of course the banks don't need to justify any of their actions" I hope some group takes up action against JP Morgan, and that Art and his family can stay in their house. I will say a prayer for them.