5 Communities Who Depend on Affordable Health Insurance

Need health insurance? You aren’t alone.

Here are five communitiesthat rely oneffective, available and affordable health insurance. And remember that you can sign up for insurance during the Affordable Care Act’sopen enrollmentfrom November 1to December 15!

1. LGBTQ People

According to Out2Enroll, lesbian, gay, bisexual, transgender and queer people who are low- and middle-income have seen their uninsured rate drop 35 percent after Obamacare.

From lifesaving transgender health care coverage to HIV medications, the benefits of inclusive health insurance are essential.

2. Low-IncomeKids

As Care2 reports, 9 million children could lose access to health care after Congress let funding for an affordable insurance program expire in September.

The Children’s Health Insurance Programcatches families who fall between the cracks. They make too much money to qualify for Medicaid, but can’t afford health insurance on their own.

Without support for CHIP,these families must relyon states until their funding reserves are depleted.

3. Chronically Ill People
As the fate of health insurance in the United States is in flux, chronically ill and disabled people across the country worry what it could mean for their survival.

“If I lose my health insurance, I don’t know if I can survive four years waiting around for a new president to take office,” says Joan Fanwick, a college studentwith a life-threatening autoimmune disorder calledSjogren’s Syndrome, in Seventeen. “Unlike the Republicans in the House and Senate, I don’t have the privilege of time.”

4.Struggling Seniors

We can thank programs likeMedicareand social security for drasticallyreducing senior poverty over the years.

Plus, Obamacare stopped people in their 50s and 60s from paying more than three times the cost of health insurance compared to younger people.

Most seniors worry that health care costs will get in the way of retirement. They need insurance to lower those costs.

5. Pregnant People and New Parents

The United States is one of the costliest countries in the world for pregnancy — at least, according to The New York Times, which found in 2013 childbirth can cost between about $10,000 to $15,000 on average. Cesarean sections are on the more expensive end.

Before the ACA passed, notes Sarah Kliff in Vox, 88 percent of insurance plans didn’t cover maternity care. Those who are pregnant need to keep having health insurance that covers them.

Photo Credit: Aditya Romansa/Unsplash

47 comments

Paulo R
Paulo Reeson9 days ago

ty

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Paulo R
Paulo Reeson9 days ago

ty

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Kathryn I
Kathryn I19 days ago

Obamacare has saved many lives, as I have heard so many survivors state! Furthermore, it's here to stay!

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Paulo R
Paulo Reeson20 days ago

ty

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Paulo R
Paulo Reeson20 days ago

ty

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caroline lord
caroline l25 days ago

thank you

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Eric Lees
Eric Leesabout a month ago

@Richard A
Eric Lees,

"Competition, everyone that has a basic understanding of economics knows competition drives costs down."

"Except in areas and things of need, where with a nod and a wink, collusion can drive the cost up."

Um that would be lack of Competition then and is Crony Capitalism.

"Insurance companies exist to make money for their shareholders."

Agreed, just like any other business. Is car insurance any different?

"Insurance policies, by design, tend to force folks to pay for things they will never use.
For example, as many put forth, why should a 66 year old man pay for birth control,
or, why should young folks be forced to pay for services related to geriatric care?"

Agreed but that is government driven not market driven.

"And yes we need to drive down the costs of everything relating to healthcare."

Exactly what I'm saying. And is why Obamacare failed and why we need real healthcare reform. Thanks for re-enforcing my points.

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Eric L
Eric Leesabout a month ago

@Joan E "What community in the world doesn't need affordable (or free) healthcare? It's a human right and a universal human need."

Yes everyone needs the opportunity to be healthy but how can it be a human right? A human right is a freedom that applies to everyone and cannot violate someone else's rights. Healthcare requires someone else to labor for you therefor it can not be a human right if we are all equal. Otherwise you would be justifying slavery. Do you see the difference?

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Kathryn I
Kathryn Iabout a month ago

Thankfully, the ACA is here to stay! Thanks for posting

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