If you look inside your wallet today, you might see quite a few dust bunnies. Living a cash-free life may be a sign of the future, but you can't pay for everything with plastic. Eventually, the expenses have to go somewhere! Closely examine your credit card bills and assess your financial health today. It might be wise to go back to the old fashioned idea of not buying what you can't afford. At least that way, you will know at a glance what you have -- or don't have.