The more thrifty your past, the more extravagant your future can be. You need to stay on the cheapwagon a little bit longer if you want to be prepared for what's coming on the scene in the next few weeks. A big chunk of change will get you much closer to where you want to be. So for the time being, you still should watch what you buy, skip your usual extravagances, and go back to brown bagging it for lunch. You will be very grateful you tightened your belt.