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Groupon Healthcare: Bargain or Bad Idea?

Exercise caution

It’s easy to be sucked into an ad’s hype, or dazzled by a hefty discount.

There’s no denying that online coupons can help caregivers and their elderly loved ones save on care services that may not be covered by their insurance. But, experts advise caution when using deal-a-day sites.

Robert Stall, M.D., geriatrician, and owner of Stall Geriatrics, says that that if you see a good deal you should, “go for it, but go into it with due diligence.” A caregiver needs to do their research and consult with a primary care physician if they are unsure about a particular service.

None of Stall’s patients or their caregivers has ever consulted with him about a health care service coupon, but he encourages them to come to him with questions about such things.

Why you won’t see general practitioners offering deals

Even though discounts on health care are appearing more often on coupon sites, it’s unlikely that you will ever see a seniors’ primary care physician offering their services on one, because—in most cases—it’s against the law for them to do so.

Doctors who accept Medicare patients are not allowed to accept discounts and must bill their patients the full co-pay required by their plan, says Stall. Most HMOs also have this requirement.

Remember, it’s just good business

Stall urges caregivers and seniors to remember that deal-a-day coupon sites are marketing tools that some medical practitioners use to generate business.

Coupons are—in their purest form—advertisements that should be taken with the same grain of salt that would be applied to a television or newspaper ad.

Most deal-a-day sites allow a minimum of “ad-speak” on their coupons, but, according to Stall, people should be wary of any service that hawks a miracle cure, or hints that a competitor of theirs is somehow deficient.

Ultimately, Stall says “when it comes to your health, word of mouth is the best advertising.”

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Deal-a-Day Healthcare: Bargain, or Bad Idea originally appeared on AgingCare.com.

 

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23 comments

+ add your own
6:14PM PDT on Oct 12, 2012

When this originally came out in March, I replied in a generic way as all I had ever seen was the vision & dental things but I as always preach due diligence with anything regarding your health or spending money. That being said, I have been out of work since 09/09 so it is imperative to watch every cent. My wife works at a hospital and knows which Dr. to use & which ones to stay away from. My cardiologist has been nagging about getting in for a visit. I know he wants to run all kinds of tests which I cannot afford right now so I've been stalling. Groupon put out a coupon last week that will get me a cardiac workup for $59. Started checking this out with my wife. Found out that the 2 cardiologists at the practice are 2 that she knows and has worked with that just broke away from a bigger practice to start their own shop and thought this would be a good way to try to drum up business. A little due diligence & now it will save me some big bucks.

5:48AM PDT on Oct 12, 2012

Thanks for the info.

7:07AM PDT on Jun 27, 2012

New lows in for-profit healthcare. It is sad that people can't afford to get their teeth cleaned, can't afford glasses to see with or a hearing-aide to help them hear.

10:40AM PDT on Mar 21, 2012

Deep discounts and short term loss leaders are not good for the health industry. We developed a solution to give the dental industry an easy way to create their own offers to attract new business. www.couponler.com gives the ability to business owners to create a coupon and share it in social media in minutes. It's a fun way to recommend a good health provider as well.

10:26PM PDT on Mar 11, 2012

dental care is SO expensive! i'd definitely use a groupon if it was for something i needed!

5:50AM PST on Mar 9, 2012

Can't afford dental care. If I saw a coupon for a check up/cleaning, I'd use it

2:26AM PST on Mar 9, 2012

Thanks.

4:02AM PST on Mar 8, 2012

Wow, dental care is so expensive in the US! I thought they said market competition was meant to drive prices down, not keep them artificially high. I don't think groupon would help - everyone knows they're scammers who give a few real deals, and the rest are inflated for the purpose of the deal (I've heard of people who've bought a deal on groupon and found out that the regular price was actually cheaper than the deal price, let alone the groupon "regular price"!)

4:36PM PST on Mar 7, 2012

Thank you.

4:25PM PST on Mar 7, 2012

Almost all industrialized nations in the world, have a national healthcare system. Why don't people stop to think, with their heads and not their emotions?

It is quite simple.
When the insurance companies don't want any particular system, it must be good for the people. They are in business for one reason, and that is to make money.

I realize that's off the subject, and I don't know much about Groupon and am thankful for the information.

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Disclaimer: The views expressed above are solely those of the author and may not reflect those of
Care2, Inc., its employees or advertisers.

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