Don’t you hate the feeling when you overdraft at the bank? Or realizing that you spent too much on treats this month and now you’re a little short on cash for bills? Taking a look at your finances can make a huge difference!
You can create a spreadsheet or use software like Mint (it’s free!) to track what you’re spending. To create a very simple budget, take a look at what you spend for a few months on things like gas, bills, groceries, rent or mortgage, and your pets and decide how much of your budget needs to go toward those expenses. From there, you can decide how much you want to put in savings each month, and whatever it left over is your funny money for treats like eating out or clothes shopping.
Going through all of those bills can be pretty stressful, so make sure you take a kitten break once in a while to keep yourself from getting overwhelmed!
Up Next: Get those piles of paperwork in order