Wednesday July 1, 2009, 5:17 pm
Thanks Tom!

Wednesday July 1, 2009, 5:40 pm
Noted with thanks Tom.

Wednesday July 1, 2009, 11:43 pm
Boy,is this lousy! Squeeze us for all we are worth.Money hungry *%#@#$&* oh sorry,Thanks,Tom.

Thursday July 2, 2009, 9:24 am
We could all see this coming when our "representatives" in Congress refused to make the law on credit cards effective immediately. Didn't you wonder about the delay until 2010? Gee, guess who is in collusion with the banks.
Try to do the right thing--pay your bills--and you'll be screwed anyways. Bankruptcy may be the only left for you to maintain your sanity. Don't feel bad that you couldn't follow through on your obligations; if was never intended that you could. Are you getting the message here?

Thursday July 2, 2009, 10:40 am
This is going to cause a huge hardship for my paycheck to paycheck family. While I wish it were not the case, I have about 8 chase cards with balances on them. I pay the minimum as that is all I can afford. I don't know where I will be able to get the extra $$ for these payments. I was never one to consider bankruptcy but this may push us over the edge.

Thursday July 2, 2009, 11:10 am

Pigs! We pay to bail them out; then we pay more . . . Too bad we don't have anyone on the side of citizens in Washington, D.C., eh?

Thursday July 2, 2009, 4:11 pm
The Democratically controlled Congress and the Obamanibble snowjob should have protected consumers from this. It didn't take a genius to see this and more coming, but then again, we are talking about government politicians...you know, the tax cheats, adulterers, contract lawyers who couldn't see the bailout money being used for bonuses and lying about it, (uh, Dodd...HELLO!!!), etc.. The changes should have been implemented immediately with protections from this type of credit card company behavior. Chase has raised it's rates on all of my credit cards, some to 24.99%, with "threats" of 29.99%. To which, I responded to the legal extortionists, CANCEL!!!

Thursday July 2, 2009, 7:08 pm
NOTED TOM THANK YOU

Thursday July 2, 2009, 8:14 pm
Edward, do not blame this on Obama, as you have. Most of these increases in yours and everybody elses charge cards were approved of last July 2008 under Bush's reign. I know ask I have called my charge card companies to complain about this and that is what they told me. That these companies mailed out this information about their next interest rate hikes last year and that if you did not agree to them, then you were to decline their rate hike and they would have canceled your charge cards at that time and allow you to pay them off at the former interest rate until your card was paid off. They did not say that if you did this what your minimum payment would be, if it would be the same or would they raise that also.

It is not right for them to still steal billions of dollars, get the bailout money and still be able to raise interest rates. I have signed numerous petitions to my congress people about this and some have even written back. Unless we all speak up and make these "servants" we hire that represent our best interest, nothing will change.

Friday July 3, 2009, 3:15 pm
Noted/thanks Tom

Friday July 3, 2009, 3:38 pm
I agree with Sandra...could see that coming. Like everything they'll squeeze every last cent they can, if someone can't pay, then those who are still able to pay on their cards will pay more again still...until no one has a dime left. I'm ready to go back to the bargaining system, I'll fix your roof and you can fix my car....I'll babysit and you can mow my lawn, leave them all out of the loop.

Friday July 3, 2009, 5:54 pm
THANKS TOM. BEWARE THE CREDIT CARDS.

Friday July 3, 2009, 7:45 pm
Thanks everyone! Dandelion, barter is a good idea! There are barter clubs all over. I worked for one once, American Barter Exchange. You get a barter card with credits. When someone uses your services, you get barter credits that you can save or use on any other services, like doctors, dentists, travel, restaurants, flowers, gifts, car repairs etc. The club keeps track of everything, and you have to pay taxes on the "barter dollars" you earn, but it's worth looking into if you have goods or services to exchange, especially in this economy :)

Friday July 3, 2009, 11:46 pm
Craigslist has a barter section too Tom and there are a few others on the net. I ripped up our credit cards and refuse to get any new ones. Cash is the only way to go. Why feed them when we cannot afford to feed ourselves!

Saturday July 4, 2009, 11:48 am
noted thanks tom

Saturday July 4, 2009, 12:38 pm
Tom,

It is already happening at major US Companies!

The Sears Holding Corporation Rip-off

Sunday July 5, 2009, 11:00 am
Whenever possible, use cash - never spend more then you have.

Stop the usery system when possable
From http://www.worldpsychology.info/World%20Psychology/VirtualPsyFiles/nova_pagina_41.htm ;
Webster’s New World Dictionary defines usury simply as "The lending of money at an excessive or unlawfully high rate of interest." But in reality the character of usury has nothing to do with the taking of high or low interest. It is concerned with something quite different. The dictionary definition does not do justice to many thousands of years of thinking on this subject and to the personal suffering and damage done again and again to societies.


Stop using these leache's lending schemes as much as you can. The more of us who do, the more damage it will do to the lenders.

Warm regards, be safe

Friday July 10, 2009, 8:48 pm
Noted, with thanks, Tom.