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Everything You Need to Know About Life Under Obama Care

Health & Wellness  (tags: babies, cancer, children, diet, disease, drugs, environment, ethics, exercise, family, food, government, healthcare, humans, illness, investigation, medicine, news, nutrition, prevention, protection, research, risks, safety, science, society, treatment, w )

- 1690 days ago -
"Obama care" is what we've all apparently decided to call the Patient Protection and Affordable Care Act, a set of health reforms passed by the Congress and signed into law by President Obama in March 2010.

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Kit B (276)
Tuesday October 8, 2013, 8:04 am
Photo Credit: (Reuters/Jessica Rinaldi)

“Obamacare” is what we’ve all apparently decided to call the Patient Protection and Affordable Care Act, a set of health reforms passed by the Congress and signed into law by President Obama in March 2010.

The law itself touches on everything from how hospitals are reimbursed for care to whether chain restaurants post calorie counts on their menus. But, generally, by "Obamacare" most people mean the provisions of the law that relate to the efforts to insure about 30 million Americans through subsidized private insurance or government-provided Medicaid.

When is Obamacare?

Soon! Obamacare’s insurance marketplaces -- where people who don't get health insurance through Medicaid, Medicare or their employer will go to buy it -- begin open enrollment on Tuesday (Oct. 1). The law actually begins delivering insurance coverage, both through private plans bought on the marketplaces and through Medicaid, on Jan. 1.

Are you sure it will really start then?

Pretty sure. There have been some small delays in the functionality of different marketplaces. In the D.C. marketplace, for instance, consumers won’t be able to see their subsidies until November. In the federally-run marketplaces, small businesses won’t be able to shop online until November. But overall, the law looks on track for New Year's Day.

Will Obamacare be available in every state?

Some of it will, some of it won’t. The insurance marketplaces, and the subsidies that go along with them, will be available in every state and the District of Columbia. But the Medicaid expansion, which serves people making less than 133 percent of the federal poverty line ($31,322 for a family of four), was made optional by the Supreme Court. As of now, only 26 states are likely to participate in it come January.

What makes this particularly troublesome for the law (and, more to the point, for the uninsured) is that there are no subsidies for private insurance for people making less than the poverty line. So if you’re poor and in a state that hasn’t accepted the Medicaid expansion, you’re out of luck.

This is a lot to read. Can't you do it in cartoon form?

Er, no. But the Kaiser Family Foundation can.

******Video here at VISIT SITE ****

Ack, sorry, I meant "graphic novel" form. I'm too old for cartoons. - Sure.
Please continue to VISIT SITE ---

By: By Ezra Klein and Sarah Kliff | The Washington Post |

This is an informational article. Please read for your own edification or for someone you love that might need help.

####There are many interesting pictures and graphics that deserve a look and a thought. Along with an excellent chart on the costs and savings (note: a modest chart) the more people that sign up the greater the savings.

So please take yourself over to the article, digest the information, spend some time looking at the pie charts and graphs and I hope this article along with many others I have submitted will leave you a bit more informed and confident about the ACA - Obama -care. I can try to answer some questions or refer you to: (yes, the site that has had so many hits it needed new servers)

By phone

We’re available 24/7


TTY: 1-855-889-4325


Small businesses resources

Have questions about the SHOP Marketplace for businesses with 50 or fewer employees?

Call: 1-800-706-7893

TTY: 1-800-706-7915

Monday through Friday, 9 a.m. to 5 p.m. EST. Agents and brokers may also use this number.

- OR -

Chat Online

A great way to ask simple questions


Judith E (402)
Tuesday October 8, 2013, 2:07 pm
Thanks Kit!

JL A (281)
Tuesday October 8, 2013, 3:28 pm
Thanks for providing factual resources so people can get insured at lower costs than pundits want them to believe Kit!

Arielle S (313)
Tuesday October 8, 2013, 4:34 pm
Obamacare is a LAW? You mean it's been approved by congress and even the Supreme Court? You mean it would be really stupid to pretend it's something we could just dump now? (Many thanks, Kit, for the rational, comprehensive information!)

Kit B (276)
Tuesday October 8, 2013, 5:22 pm

Well, Arielle- that is the rumor.

Bryna Pizzo (139)
Tuesday October 8, 2013, 5:57 pm
Thank you for the important news.

Billie C (2)
Tuesday October 8, 2013, 8:36 pm
must not be to great even warren buffet says dump it and he's obama's main man.

Julia R (296)
Tuesday October 8, 2013, 10:56 pm
Thanks Kit for providing clarification on this new plan that so many Americans will now be getting. It will give many the opportunity to get insurance that couldn't have before and if should in time lower rates especially for people who are independently employed! Thank you for this very useful information!

Jonathan Harper (0)
Wednesday October 9, 2013, 4:43 am

Barbara K (60)
Wednesday October 9, 2013, 9:52 am
Thanks for getting this info out, my friend. It should clear up some of the fog in the air.

Debra Van Way (12)
Wednesday October 9, 2013, 2:43 pm
It will be nice for everyone to have access to insurance and that they cannot be refused insurance due to a previous condition.

Birgit W (160)
Wednesday October 9, 2013, 3:15 pm
Thanks for the article.

Colleen L (3)
Wednesday October 9, 2013, 10:03 pm
Good information. Thanks Kit

Karen Chestney (112)
Thursday October 10, 2013, 3:00 am
Thanks for running this informative article. I did forward it. I'm sure there are a lot of confused people out there. This piece is so helpful. The ACA is such a good thing---but it is sad that only 1/2 of the states have signed-on for the medicaid expansion.

Past Member (0)
Friday October 11, 2013, 4:22 am
I think the people that have insurance want to know how it will impact them, as it seems that the underlying theme seems is simply shifting some of the cost burden from the private sector to the government for those currently without insurance.
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