Thursday October 31, 2013, 2:09 am
Visualize this if you will. You’re paying $200 per month for a used car, and though you are happy at the moment, you don’t know that you’ve been ripped off. The engine, the brakes and the transmission are all about to fail, and the dealer has an escape cause built into your warranty, so he won’t honor it. Now, let’s say someone comes along, takes your car, and gives you another that is in good repair and has a solid warranty for $205 per month. Wouldn’t you say you were better off? Those cancelled health insurance policies are much the same, but Republicans are calling the solution a rip-off.
Thursday October 31, 2013, 3:19 am
Thanks TC ....That about explains it ! But....also the Insurance companies that are cancelling policies and offering higher cost replacements are not telling their customers they have the option of choosing from many other companies. Customers do not have to stay with THAT company.
Thursday October 31, 2013, 6:01 am
And why don't those same companies DISCLOSE the FACT that their policies DO NOT COMPLY with the law and, therefore, must be closed and the customers dropped....but nooooooooooooooooooooooooooo, that would be what? HONESTY.....Dawg forbid that ever happen in a Fascist environment. Instead of adding those components to the existing policies and make them compliant so the policy holder is NOT dropped they would rather cut their own noses off to spite their own faces. Disgusting. Don't they get it...that to drop customers they are LOSING money thus cutting their own profits...dumba$$es. Not very wise Fascists...but then, whoever said Baggers or Fascists were ever .....wise.
The policy holders who are whining and screaming they were dropped need to get a friggin clue too.....they will get better coverage and it may or MAY NOT cost them a little more....it's called shopping the market....sheeeeesh. Get a clue morons. Oh, wait, that means they actually have to put forth a little EFFORT to find something BETTER than what they were stuck with. Braindead consuuuuuuuuuuuuuuumers that they are. I shop for vehicle insurance on a yearly basis to get the best price....every year. Yeah, I know I am NOT amongst the Braindead.....yet. Guess I'll also be shopping yearly for health insurance now. Damn, never thought I would ever get to say that. LOL
Thursday October 31, 2013, 6:45 am
These same people with the worst policies, and not a lot of money, would have gone begging to those dreaded "entitlement" programs to help pay their medical bills before the ACA. What a bunch of hypocrites they are.
I do blame the Obama administration for not forewarning people that if they had lousy health insurance in the first place, it would not meet the ACA standard and could be cancelled. Obama has to deal with this now and that is unfortunate as the ACA is having enough problems with the rollout.
Thursday October 31, 2013, 10:08 am
Lordy, Lordy, I'm sick of all the lies, misdirections and outright crap coming from the Rethugs. I hope it all comes back and bites them in their big bloated butts...you know, where their brains are.
Thursday October 31, 2013, 10:44 am
Many people have been caught out by the small print in insurance policies before now – you'd think they would understand that their healthcare policies were only being cancelled if they weren't up to standard…. but maybe not. Sigh!
Thursday October 31, 2013, 10:45 am
And why doesn't the President's spokesperson SAY that any health insurance policy that is cancelling is cancelling because it is doesn't comply with the FAIR practices that are now the LAW, so that consumers will no longer get ripped off by these insurance companies who have been scamming people for the last 15 years? Why don't they tell the reporters and the Congressional people who ask these questions that the insurance company is refusing to be a fair and honest insurance company, it doesn't want to have to abide by the 80% profit margin that must be spent on HEALTH CARE and not be put into CEOs pocketbooks. Why do they tiptoe around the truth?? Why can't they just say "this is a government of, by and for the people, and we are making sure that insurance companies, who just may have been scamming consumers for the past 15 or 20 years will no longer be in business, so if your insurance company is refusing to be a part of the new healthcare law, which mandates fairness to the people, it would appear that they do not want to be fair with their customers. And if Republicans are fighting to keep those insurance companies in business, then it would appear that they do not work for the people".?
Thursday October 31, 2013, 11:18 am
My recollection of the promise was that I could keep my doctor and that all group insurance would add anything essential that was missing for no change in insurance policy. Those receiving these notices are individual policy holders, who are predominantly wealthier individuals or small business owners/employees and the latter group likely can get a better deal by participating in the small business pool of their state's health insurance exchange than via an individual policy.
Thursday October 31, 2013, 12:32 pm
This is what I have been saying all along I am happy they are starting to get this info out to why they are being cancelled and there are better choices out there to pick from.
Thursday October 31, 2013, 12:57 pm
Poor, poor Insurance Companies..having to meet Standards & Practices that CONgre$$ Doesn't???!!! It must HURT enough it makes them Sick! RepubliCONs just don't Understand the point at all.
Thursday October 31, 2013, 1:02 pm
We all now it's about all about semantics, but some people just don't want to hear about it. The Republicans want ACA to go wrong and want to put blame on Obama, they don't care if it's not really happening, they will it to be so. If you put anybody's words under a magnifying glass you will be able to find something wrong with it, even if it is just a pause or an "eh" with room for interpretation. O'Donnel has just the right guests to get the point across that is is just semantics and nothing more and people should not be led astray by this bickering. Anything ACA has to offer is better than you had, because you either had nothing or something that wasn't worth the premium you paid. Get that message across and people will accept it and be happy with it in the end.
Thursday October 31, 2013, 1:21 pm
Many people here said itmuch better than I could...When will people start thinking for themselves and not the way they're told to think?? Much head shaking and sighs here.
Thursday October 31, 2013, 1:33 pm
What a huge crock of bovine excrement this latest piece of propaganda from the "progressives" and Obamabota whining about the crock of feces that Obama and the Demagogues pushing to cover the fact that they lied to the American people that they could "keep their insurance and their doctors" and "people will save money" in addition to the fiction "that signing up will be easy" which has clearly been proven to be a huge LIE!. First off, the "bad actors" insurance company LIE ignores the fact that all insurance including health insurance is controlled by state insurance regulators and health insurance cannot be sold intestate per Federal law so rates and coverage are currently controlled by state bureaucracies so Dear Leader Obama lies again! . Second, these "enhanced benefits" include a lot of politically motivated and frequently useless "benefits" like contraceptives, pregnancy and baby care (not needed if you use "benefit 1", dubious "wellness" visits, substance abuse treatment gender specific care, etc than many don't want or can't even use depending on age/sex/life style/etc, These are MANDATED by the ObamaCare law and supporting regulations. (cont) . .
Thursday October 31, 2013, 1:51 pm
(cont) Third, the estimated "savings" in health insurance (since the act doesn't address actual health care costs other than increasing them with "free women's health care for contraception/etc and phony free "wellness visits") and taxes on medical devices that raise insurance and/or health service costs ignores the real insurance actuarial realities that the "free items" must be paid by others, removing life time and annual caps increase insurance risks, adding a number of people to the roles including many with conditions that increase payment risks will raise medical costs as well especially if they can opt in when they need expensive treatment, and other aspects of the ObamaCare "law" ignores standard underwriting insurance practices that are guaranteed to raise rates which clueless "progressives" and marxists like the Demagogue Party and this administration is totally clueless about since they have less than zero real life business experience. Fourth, the current increase in co-pays and deductibles are also driving up real health care costs for consumers since those need to be satisfied before insurance picks up anything. (cont)
Thursday October 31, 2013, 2:02 pm
(cont) Fifth, heath insurance isn't "heath care" if the doctors and medical personal/services are available because they aren't in the "insurance" network or they've gotten out of the business because the costs and/or government hassles become too great to make medicine a viable career field/or business. Sixth, the tax treatment of medical savings accounts, private plan deductablility , current income tax deductablity, etc may cause many to find their overall medical costs are going up more than they now realize, Seventh, the failure of the ObamaCare net interface is a government problem and not a "vendor problem" per se as I have found from working more 30 years in the IT area where the users were frequently the weak link in system development due to lack of knowledge and/or changing requirements since the objects were set in jello as the waffled on what they wanted. BTW, you can't "shop around" when the government mandates just four options.
Thursday October 31, 2013, 2:12 pm
No, here is the bottom line. The health care act was sold differently than delivered. It was a bait and switch. Maybe you and the President believe this is best and that you all know what is affordable for another. The truth is the individual knows best on their own budget matters.. Not anyone else, not the President..
I just can't wrap my head around or justify this misleading in order to get what you want. Too many people are at stake and they matter. It is disrespectful and dishonest to decent people who are trying to get by.
Thursday October 31, 2013, 2:21 pm
You know, if it was said once or maybe twice I might believe it was not intentional. But over and over again in such a definitive manner. Almost appearing agitated at times that it kept coming up and he had to keep repeating it. Please.
It's wrong and it is having an affect that is not necessarily as good as some would like to believe.
Thursday October 31, 2013, 3:40 pm
...again, the GOP had the chance to be a part of the creation, it was modeled after policies put in place by a GOP governor and/or with GOP support.....now it will improve things and suddenly the GOP finds the need to complain more......next time when we go for single payor be involved rather than obstructing.....
Thursday October 31, 2013, 3:59 pm
More than 50% of uninsured young adults will find they get coverage for $50 or less per month--sounds quite affordable when in CA you can't even go to a doctor for that.
Thursday October 31, 2013, 4:07 pm
911,000+ have signed up--most of them by 10 days ago (not all state numbers are updated beyond that and 11 states including large states TX, OH and PA have no data reported)
Thursday October 31, 2013, 4:14 pm
It's not like they Forced EVERY COMPANY to Insure Every Worker..but Next time..;) I'm ready to start forcing Real Progressive Policies!!! Progressives Unite!:)
Trolls can go bother their TeaBagger Death Squads..;)
Thursday October 31, 2013, 5:27 pm
"Even the insurance companies cancelling policies say they will move customers into better policies that do meet the ObamaCare standards. However, some companies are trying to switch people into their most expensive product without informing them that they have less expensive policies that meet the standards. Republicans are bitching about it, because it interferes with their RepubliCare plan: pay or die."
You have to expect some shell games from the Health Care companies, it is what they do and how they have gotten rich. No one was lied to. Those people whose policies are being cancelled will get other insurance, they can't be turned down for pre-existing conditions and those companies know it. They're just trying to get that last piece of pie before the plate is taken off the table and they actually have to play by fair rules and cover everyone. This is not the end, it is the beginning step on our way to what is the gold plate standard for the rest of the civilized world, single payer coverage. We'll have it to, but we'll just have to listen to the temper tantrums, even here, for a while longer while the people with serious and altruistic intentions go about bringing this country into the 21st century, kicking and screaming like a toddler needing a nap all the way. It will come, no matter the hysterics of the right. This, and a LOT more, people are going to be astounded by what the generation born since 2000 is going to do, they are going to remake this world. And get it right this time.
Thursday October 31, 2013, 6:06 pm
Eventually, we'll be on Universal Healthcare like the rest of the world, true. But in the meantime, we have to put up with the whining of half the country (well, less than half, judging by the last Presidential election results). It will pass!
Thursday October 31, 2013, 7:09 pm
THANKS FOR GETTING THE TRUTH OUT THERE AGAIN TC!!!!
The policies that are being cancelled are NOT compliant with the law, especially in the areas of raising the premiums "willy nilly" and at exorbitant increases, following the mandate that they have to use 80 percent of the premiums for healthcare costs nor are they compliant in the area of arbitrarily "denying coverage" or denying coverage for pre-existing. The scummy and greedy insurance companies that wrote these "junk" policies in the first place need to be put out of business anyway. The IDIOTS on the Right are constantly out there witch hunting and deliberately lying, misleading and misinforming the public again and trying to get people to make judgments that will go against their best self interest and will actually harm people that have the wrong information. SICK, SADDISTIC, SORRY BASTARDS with absolutely no conscience and completely self consumed. I never like to wish time away but I'm sure working hard and can't wait to REMOVE REPUBLICANS in 2014 and beyond so our Nation can get some confidence back, start moving forward again without the constant BS and hate driven agendas. We need to move to a more secure future WITHOUT their unceasing threats, childish and selfish tantrums and their vile actions and lying words putting our lives in jeopardy ever chance they get but watch out BIG TIME for the DINOS that will be running.
Thursday October 31, 2013, 8:51 pm
"However, some companies are trying to switch people into their most expensive product without informing them that they have less expensive policies that meet the standards. Republicans are bitching about it, because it interferes with their RepubliCare plan: pay or die."
There is a point here: Whatever happened to taking responsibility for your own affairs?
First of all, why are people not asking questions instead of jumping up and down and holding their breathe? If I had been informed that my plan was no longer available, I'd be asking 1) Why? 2) How much is a similar plan that provides the same coverage? and 3) If the premiums are too high, I would ask: Is there anything cheaper? To me this is common sense and me taking responsibility for my own health coverage.
Second, "Republicans are bitching about it" is par for the course. The Republicanus/Teabaggers will bitch about anything that Mr Obama proposes, accentuating any perceived negative, true or not. The Republicanus/Teabaggers go on and on ad nauseam about 'personal responsibility' (for anything) until something like this happens and then they crank up the rhetoric, changing away from personal responsibility.
Republicanus/Teabaggers have obstructed healthcare reform from the get go. They have been the author of misinformation and lies; they have tried to repeal the ACA 43 times; they have been vocal on the systems problems; and now this. The responsible thing for the Republicanus/Teabaggers to do would be to get with the plan for the good of the people. But you know, like I do, that they won't because they are a bunch of pansy-assed whiners.
Friday November 1, 2013, 4:19 am
Too funny, Tom! Thanks for the smile to start my day.
Yes, someone is pushing a lie and party line talking points. I can assure you it is not me.
I don't see any trolls here. I see people who are name called because they don't see it like you all would like them to. When in doubt name call. To be clear I think John's statements above would have played better in my mind without his name calling as well. Just me. However, if you only want dialogue that matches your own. You should state that in your opening line.
I see someone up there talked about personal responsibility for your own affairs. Unfortunately, for those people affected that is exactly how they were living their lives until someone else stepped in and told them differently. No they didn't all have crappy plans either. It just doesn't meet someone else's needs. It is interesting to me how anyone would know that these people have not asked questions is quite impressive. I wish I had powers such as that to assume such a thing.
A lie is a lie. This law came into effect under the premise of a lie. If you want to keep your doctor, your insurance...you can. Grandfathered in. Is that what is happening? No.
Yes, now the honesty is coming out about it has to meet standards set in place by the President. Those words never came out of anyone's mouth for all those many years of pushing this over and over and over again.
But I am liar pushing party lines. I am a troll because I speak my own mind.
Friday November 1, 2013, 6:23 am
Specious argument Tom. The point is Obama told people they could keep them and now he;s sent the repo squad out! If people had what they wanted then he lied or more likely didn't read the ACA. the difference between people like Pelosi, Obama and those that oppose ACA is simple. the latter actually read it! While mine doesn't change my supplement plan for my wife has skyrocketed and if they continue to target the military retiree, we will soon need Medicare supplements as well. And, as of last night we learn that very few have bought insurance and that the vast majority who have signed on have done so for Medicaid!
Friday November 1, 2013, 9:17 am
do any of you wacko right wingers understand the real bait and switch was done by the insurance companies pretending to cooperate with the president and all the while sharpening the knife to stab him and the American people in the back you who come here to spread the gop/teabugger lies have no conscience or shame