Saturday November 16, 2013, 1:22 am
I had an insurance plan that I liked, and all of a sudden I found myself with the choice of losing my insurance or opting for a plan that cost me almost twice as much, had higher co-pays, and covered less. Of course that happened because of ObamaCare, and I should blame it on the Democrats, right? WRONG! The year was 2004, and the insurance was my company health plan. When Barack Obama promised that, if you like your insurance, you can keep it, he was not thinking about situations like mine. That was a mistake on his part, and his fix for it is also a mistake. Sadly, it is a politically necessary mistake.
Saturday November 16, 2013, 4:48 am
I'm definitely not interested in the GOP healthcare plan which is bankruptcy, foreclosure and death but I do wish Obama went for singlepayer or included the public option. A true Dem would. I really just wanted it for vision and dental as I'm not interested in Big Medicine but they are not even included.
Saturday November 16, 2013, 5:23 am
Feel better soon, Cat Man. I'll have to see when the website is up whether or not I can get covered. If not, I am back to present, if I am and can get at least some financial assistance then i will finally have something so I can get some things taken care of. But, if not, then I am back on my current plan -- REPUBLICARE (you're on your own so die sooner).
I am to the point that I do not care whose fault it is or isn't, I just want the damn thing fixed so people can at least look and see what is on the exchanges before poo-pooing it altogether. It's not single payer or Medicare-For-All -- yet -- but it may be better than what millions of us have right now -- which is nada.
Saturday November 16, 2013, 6:09 am
Roseann D. is correct, we really need single payer or public option.
But, I am not of the opinion that Obama could have gotten that past congress: I can just hear the cries of "Communist!"
The insurance industry has long been known to own the GOP, although now it has to fight for its place against the NRA and Big Pharma.
Oh, then of course, there are the Evangelicals and their spoor!
See "And God Said 'Billy'" by Frank Schaeffer, in this last regard, and his recent posting, to which, I think TomCat or Carrie pointed us. It is about the political issues, here, really being religious ones.
Saturday November 16, 2013, 6:34 am
Children's dental is a requirement for Medicaid and some [at least] TX plans in the exchange cover dental. There is no problem setting up an application at this point on the federal site and if you are in a state where the State set one up, everything is smooth sailing to get a plan. The subsidies are paid directly to the insurance company and really limited incomes can get at 100% subsidy--so Roseann, Terrie and Gloria: Please start now to give yourself time to really compare and choose a plan. Phone is working 100% so don't let website concerns leave you without coverage please.
Saturday November 16, 2013, 6:35 am
I'm old so health care doesn't affect me - not on food stamps so that doesn't affect me either - not gay so those laws don't affect me. However, the whining, the obstructionists, the constantly putting personal agenda over country - all that does affect me and I'm sick of it. The GOP has done nothing to make ACA better - they could have let it start and THEN picked at it but no.... can't allow anything this President does even appear to be good.
If the GOP put half the energy into improving the country that they put into destroying it, we'd all be much better off.
As you point out, Tom, insurance companies are notorious for selling ineffective policies that magically disappear when needed. Doesn't refer only to health care either - flood insurance, car insurance, house insurance - rates go up, coverage goes down. But gosh, let's blame Obama for that, too....I admire the man's patience because my tendency would be to just say "bite me".
First, if one actually does go to the site, dental, optical and hearing are an option, just as they always have been. Every insurance I have had through work has changed the plan and increased prices each year. Each has increased the co-pay, and decreased benefits. All from the time we began down the rocky road of HMO's have been offered as "cafeteria" plans, or choose the one that best fits your needs. The republicans know this, as do their brain mashed followers. I have zero danger of having prostate cancer, though it has been covered in every policy I have purchased. Women have no need of that coverage, but single men just might find themselves married and expecting a child within any given year.
I'm not even surprised buy the phony outrage over these plans, say it loud enough, repeat it often enough and the fools will follow along.
Second, I do not ever again want to hear that the media is left wing. If that were true than at least MsNBC would have made some effort to educate the public. They, like every "news" program other than Al Jazeera, have hopped on the bash Obama train. Frankly, even those whining about insurance being canceled have not bothered to learn why or what is available to replace the lousy policy they owned. As it turns out many were not insurance but discount programs, minimal discounts at that.
Yes, by extending the crap policies for a year Obama did the politically expedient thing, but he did no favors for those who think they have insurance.
Another thing - when this web-site was being constructed, it was to be nothing more than a backup for the each site by each state. Other than to be contrary there is no logical reason for this to not be the fact.
Unlike many president's in our past Obama is scandal free. The IRS a hoax, Benghazi a hoax, health care failures another hoax created to some how make the republicans look like the hero of we the little people. Anyone that buys into this seriously needs to check out getting a brain transplant.
We are Americans, and if you know anything about history we are procrastinators. If we know a law will be effective on January 1, we will not sign up before mid-December. For those that are changing companies that makes sense. Why pay for two policies?
One very good way to fix all of this quickly is bring back House Bill 676. Medicare for all.
Thanks TC, it is good to know you are feeling better and on the mend.
Saturday November 16, 2013, 7:24 am
You go, Kit!!! All you say is spot on - and yeah, while we're all enmeshed in Obamacare, what else is being done in this country? How much more money can we spend trying to repeal a law instead of working with it? Where is the outrage over cutting food stamps? A veteran commits suicide every 26 hours now... news media, where are you? Ice caps melting faster than predicted - hello? Anybody get that story? I am not liking "we the people" much these days....
Exactly Arielle. Things are happening ever day, but all we hear is the drum beat of how is Obama doing in the polls. Frankly, I don't give a damn. He is the president for 3 more years. Find something real to report on, or get a new job.
Saturday November 16, 2013, 7:48 am
Obama could never have pushed through single payer health insurance. It is a miracle that he got the ACA, which is a great step toward what we need. All I can say is SHAME, SHAME, SHAME on the Teaparty Republican bullies who have stood in the way of whats good for this country. and SHAME on the Media for not really covering the real issues in more detail in a way the the general public would understand. Instead they are simply out for ratings by exploiting sensationalism for entertainment purposes. We are a country of good, well meaning people being led by self-serving idiots.
Saturday November 16, 2013, 8:56 am
Thanks TC. Terrie you made me snort with laughter – I feel the same way – before he was elected President Obama said so many good things (like banning or labelling GMOs) which he has then gone back on – we do need FDR! I know a lot of things have been made impossible for him by the rank insanity and sedition by the GOP/TP, but how I yearn for FDR!
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Saturday November 16, 2013, 9:28 am
On our local news the other night, they interviewed a woman (probably about 60 yrs old) about health insurance. She had none. When asked what she did when she got sick, she defiantly answered "I go to the ER". When asked whether she would get insurance through Obamacare, she replied, "No, it's too much of a hassle."
This sort of attitude is one of the many reasons the ACA was needed. It's certainly not perfect, but something needed to be done and soon. It disturbs me that more people are not getting on board. Are they ok with the idea of using emergency rooms and having others pay their way? Are they ok with those who have been labeled with a pre-existing condition either not being able to get coverage or having to pay exorbitant rates? Do they think they are not playing right into the hands of the Republicans who thrive whenever people drag their feet about Obamacare and essentially join them in their obstructionist ways?
This issue is all about doing the right thing. The Republicans have no hesitation about spending money for defense to "protect" us from Lord-knows-what dangers, but they don't seem to have that same view when it comes to "protecting" citizens from the very real dangers from not having proper health care. The truth is they only want to protect big business interests. So, of course, trying to get rid of the ACA is their goal, with a secondary win for them of making Obama seem a failure. The Republicans don't care if people have good health care, a place to live, and decent food on the table. That's not what they're about, sad to say.
Saturday November 16, 2013, 9:59 am
1. GOP suddenly very worried about the minority who "want to keep their junk insurance", but not the millions who don't have insurance or are under-insured.....the goal of The ACA in the first place...
2. Still waiting for any GOP ideas on how to actually fund our health care system......maybe they'll sneak "universal health care" into their next platform???? So sarcastic I can't even laugh at my own joke....
Saturday November 16, 2013, 1:24 pm
It has been like a second language around here "It's all Obama fault" I so tried of hearing that. It is just like Obama said "What we have now is not something we should be fighting for If healthcare was easy we would have already done it"
I agree 100% Tom "That was a mistake on his part, and his fix for it is also a mistake. Sadly, it is a politically necessary mistake" But to vote with the republican/Tea party well we should get that rope they have been holding over Obama for yrs and sting them up
Our ins is BCBS and yes have seen some changes. But I have always believed that it is my kids who will get fruits of "Obama Care" I would never stab Obama(much less anyone) in the back to jumb in the pit with the GOP
Saturday November 16, 2013, 1:33 pm
Soon, all the BS by the GOP will be for naught. It's only a matter of time (as is the case in almost all new rollouts of a highly technical nature) before the website is humming right along. The GOP is causing as much trouble as it can, as fast as it can in the meantime. The Upton bill passed the House but is dead in the water. To me, this enabled the 19(?) House Dems to vote for it as I'm sure they knew it would go nowhere. They are from red states and this will help them to get re-elected in 2014 which is what we want!
Saturday November 16, 2013, 2:12 pm
My mother and I have finally agreed to disagree and will not talk about the ACA. My only concern personally would be the part where I have to give up my current insurance since I'm satisfied with it...MN-run medical. This is one of the reasons for the delay. Some states who have their own funded medical for the poor, seniors, disabled, migrant workers want the option given that we can stay with our state medical if satisfied and not Have to go to the ACA. This is one of the bugs that need to be ironed out.
Saturday November 16, 2013, 4:24 pm
I have been reluctant to comment on Obamacare because I am in a privileged position so that it does not affect me. But I do feel qualified to comment on this. Having worked many years in insurance (though not in life and health, there are junk policies all across insurance – state minimum auto policies, I'm looking at you), if I had called my health insurance company and been told my policy was being cancelled because it did not meet Obamacare requirements, I would not be complaining, I would be doing everything I could to prevent anyone I know from finding out I had been suckered into a junk policy. That said, I think your words, TC, are right on: "That was a mistake on his part, and his fix for it is also a mistake. Sadly, it is a politically necessary mistake."
Saturday November 16, 2013, 9:42 pm
Thanks....TomCat..... That House Bill will never make it through the Senate and Pres. Obama said he'd veto it anyway. As for "you can keep your policy"...if people are going to be so stupid as to keep junk...well...ya know you get what you pay for...you can't fix stupid....what gets me are the DEMS....in the House..who voted.."YES"...&..the Senate DEMS that are panicking....instead of standing up and supporting Pres. Obama...they are caving to GOP insanity.... so much negative press on "ObamaCare"...( & the mainstream media is feeding that negativity too) people just don't know what to believe.....The White House needs ( a lot of) good positive explanations of The ACA in "words" the average (Red state) person can understand ...start getting it right...There has been poor planning on this. ...an underestimation of opposition.....hopefully when The Site is working properly things will start to settle down as people get registered & signed-up....p.s. I wish Medicare covered Vision & dental !!! would be nice.....&...I'm rambling...this whole thing makes me crazy !!!I've been fighting since "70 for National Health Care !!!.. Don't want The ACA messed up.
Saturday November 16, 2013, 11:13 pm
So!...are you saying?....we need "a CLORAX CLEANUP WIPE", SUPER CHARGED, effective, relavent, ...FOR MY FAVORITE!!:..A TOTAL MAKEOVER/OVERHAUL/ ACCOUNTING/INSURANCE FRAD EXPOSURE/..(kick their butts, instead of ours!?!)...oh yeah...that patience"thing"...2013!...as the wheels grind slowly forward!...yadah, yahdah, yahdah...but there is always HOPE!..and US!!!
Sunday November 17, 2013, 4:43 am
His fix is a mistake because it will not work. Better they legislate the fix so that it is binding. This has been another train wreck of incompetence and mismanagement. He spent billions and it took three "geeks" in CA less than 48 hours to come up with a fix. And, they offer use of it on their website for free! That is patriotism!
Monday November 18, 2013, 10:18 pm
Necessary, you bet, our only hope for a return to land of the free. "Transparency" wasn't expected to rear its ugly head so soon. Single payer, socialitzed medicine, government-controlled Divided States of AmeriKa was to coast in under the radar with no blowback until the second term is over. Saved by the truth ... so far.