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That Back Massage Could Cause You More Financial Stress


Business  (tags: credit, money, spending, spying, "credit score", "spending habits" )

Clever
- 3923 days ago - articles.moneycentral.msn.com
Most borrowers know a late payment or high outstanding balance can hurt their credit. But what about frequenting a massage parlor, retreading a tire or visiting a marriage counselor? Such activities count, too, according to a suit filed June 10 by the FTC



   

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Comments

. (0)
Sunday August 24, 2008, 11:46 am
If you're having fun, taking care of business, or anything else these days --- you're WRONG!
 

Marion Y (322)
Monday August 25, 2008, 1:07 pm
Why would massages be discouraged? I guess I missed something here...
 

Clever P (176)
Monday August 25, 2008, 1:35 pm
I'm guessing they figure if you're putting massages on your credit card that makes you a credit risk. Doesn't make sense to me either. What about retreds? That's just stupid. If they want to know who is a credit risk, how about charging gas and groceries? Duh.
 

Clever P (176)
Monday August 25, 2008, 1:38 pm
I put things on my credit card b/c I don't feel like writing a check.

I think often they're just looking for an excuse. Like when they raise the rate on one card because you charged another card up over 60% of your limit. That's just wrong.
 

Rachel D (57)
Monday August 25, 2008, 5:01 pm
Creditors especially credit cards are looking for any excuse to raise interest rates. The latest crime is not being rich. It should be illegal both to raise rates based on missing a payment on some other debt, or, even worse, to raise rates based on what you charge. What's next? It's highly intrusive, unfair, and is just one more way the poor get shafted.
 

Morgan Griffith (225)
Monday August 25, 2008, 8:56 pm
Don't you wonder who is in charge of deciding what is frivolous spending? I remember when you used to be able to take your credit card interest as a deduction on your taxes, but they took that away from us--on of the few tax "loopholes" the little guy like you and I had.
 

Past Member (0)
Tuesday August 26, 2008, 8:56 am
Tire shops and marriage counseling? That's just ridiculous. If your tire blows out, you need a way to get to work and if you live in an apartment, you're not allowed to park a car with a flat tire. As for marriage counseling, if your marriage is in trouble, that's a much better solution than divorce.
 
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