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Health Care 101: A Consumer Primer on Obama's Bill


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Kit
- 3413 days ago - news.yahoo.com
Some health insurance consumer protections would go into place immediately, significant but limited in scope. The big expansion in coverage comes in four years. About 25 million people would sign up, with most getting tax credits to help pay premiums. -->



   

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Comments

Kit B (276)
Tuesday March 16, 2010, 5:18 am
The big question: how do we pay for this, well we hear many answer and many are true as just the comparison of the cost of health care from 1994 to now (2010) has risen to almost twice the amount of salary increases for the same period. There is a better way if you don't like this and think it is socialist or too expensive or people should pay their way or to hell with them....then just consider that we CAN afford this and increase Social Security payments so recipients are not living at the poverty level, but we NEED a full universal health care plan not one that is a cut and paste conglomeration of comprise and sabotage. A simple clean - medicare for all US citizens. Please look into the FAIR TAX it will save us all money, finally allow for taxation to be equitable for all, and each home will get a "prebate" check to help off set the cost of taxes. Think Of trying a new way - just because we have always done it this one way doesn't make it the right way.

I do hope this article will help some of you who don't want to attempt to read about 2700 pages of Washington speak - this should help.

Next and very important if you are interested in health care reforms and corporate interference in our government please join us in the Care2 group - exchange ideas - ask questions, just be a part of the next phase.

http://www.care2.com/c2c/group/March_DC ---- join us and let's just talk and kick around some ideas

FAIR TAX website
www.fairtax.org/ --- take a few minutes of your time and you will be so surprised and want to be a part of this movement.
 

. (0)
Tuesday March 16, 2010, 6:30 am
I agree that's the $25,000 Question, Kit. How do we pay for it? Because every single person will be paying for it, either directly or indirectly. Through direct taxation or through paying more for goods and services from those who are paying through direct taxation.

Of course, I also support the FairTax as the best way of actually getting those tax dollars. But I'm just unsure as to whether or not we're going to be able to afford all these wonderful social programs that have become such a 'right' to many.

But they're going to have to find a better way of dealing with the situation concerning employers who get hit with massive fines because some employee is on a government insurance program without the employer's prior knowledge. It simply isn't fair to penalize employers in that fashion.
 

Kit B (276)
Tuesday March 16, 2010, 6:49 am
That too is true Lindsey, but right now employers and employee's are being hit so hard by ever increasing rates and less and less coverage. I wish I knew an alternative plan - but what? I do believe we should be studying what works and what does not work in other countries and then have economist find the plan that will work here for the large population with anticipations of future growth, Also like Social Security and Medicare I fear this too could become a "petty cash" fund for presidents to take as they want then claim the program just is too expensive. The first move is the FAIR TAX, then a good comprehensive plan that can work now and in the future, and find a way - perhaps by laws that these funds and Social Security become "hands off."
 

. (0)
Tuesday March 16, 2010, 7:03 am
I don't know what the answer is, Kit. And frankly this is one issue I'm remarkably glad I don't have to be responsible for the answer. I don't know what we're going to do or how we're going to pay for it or if it's going to give us a better system or a worse system.......

Now I'm all depressed. BAD KIT!
 

Kit B (276)
Tuesday March 16, 2010, 7:40 am
One thing's for sure there's a whole industry out there to make pills for depression! That is if you can afford it and if you don't mind having your neurons played with. Yeah, in hospital settings these are great drugs but of late they seem to be the cure all for the problems of everyday life. Now that has to be part of the increased expense of health care.
 

patricia lasek (317)
Tuesday March 16, 2010, 1:36 pm
One thing that has to be done is eliminate Washington's "elite" health care plan and their retirement packages. We pay enormous sums of money to keep them in these lifestyles. They have to realize they are NOT royalty and pay their own way like the American people do. They should be subjected to the same laws as we are. How do you get them to rescind their wonderful "Bennies"?
 

Kit B (276)
Tuesday March 16, 2010, 1:49 pm
We rescind those bennies Pat, we take away the chauffeured limousines, the very expensive and secure retirement packages and have them pay for or use the exact same health care as the American public. We stop paying for this privileged life of career politicians and have them once again become temporary public servants. We must finally be willing to stand up to Washington something they are not prepared for and will not like - to which I say - tough!
 

patricia lasek (317)
Tuesday March 16, 2010, 2:02 pm
Amen to that Kit!
 

Edward Craig (20)
Tuesday March 16, 2010, 5:52 pm
Without a public option (better yet, single payer) I can only regard this as THE insurance sellout.
 

Kit B (276)
Tuesday March 16, 2010, 7:07 pm
Once again allow me to invite you to join or visit the CARE2 group that discusses and plans a reaction to this and other injustices. Please drop by and share your thoughts:
www.care2.com./c2c/group/March_DC
 

. (0)
Tuesday March 16, 2010, 8:25 pm
But how do we 'rescind' those fabulous benefits, Kit? All we can do is threaten not to vote for the greedy one next time. And, most people, by the time the next election rolls around, have forgotten how mad they are or why they are so damned mad. Or they figure that all politicians are alike and they might as well vote for the devil they know.....
 

Yvonne White (229)
Tuesday March 16, 2010, 9:20 pm
Amazing to me they Always ask how to pay for Human Services - But nobody asks "Can we Afford these WARS?" Somehow we can fight every war Politicians deem necessary! We can even hire Mercenaries at Inflated Prices & buy whole Governments (I mean, support their legitimacy..;) and They Never ASK Us beforehand, or even after the fact.. so screw whether or not WE can Afford it! We can't Afford to Eat AND buy Medicine, so what difference does it make to Most People anyway?
 

Kit B (276)
Tuesday March 16, 2010, 9:29 pm
And that is why Yvonne is Empress of the world (private joke) if we can pay billions in war profiteers then why can't we take care of our own? Begin real jobs programs, and save our disintegrating infrastructure, put our emphaiss on this country and not being policeman to the world. Time to 'look homeward' and clean up YEARS of mess.
 

Deanna Zimmerman (74)
Tuesday March 16, 2010, 9:51 pm
I read MUCH of the 1990 page original bill (every time some had a complaint, I researched it in the actual text). But I haven't seen the 2700 page bill. I'd love to get a link to it, if you have one.

I don't recall where it stated that our taxes would go up immediately. I don't recall researching that aspect. But I'm getting very close to falling asleep, so I'm not going to try to research it right now (grin).
 

Kit B (276)
Tuesday March 16, 2010, 11:45 pm
Deanna when attempting to follow legislation online I use Thomas. from the Library of Congress and often it can be available with in one hour, of the daily close of session. Good luck on this is a long bill without the eases of a common language.. I think you might find very easy to use and very colorful at times.
Please give Nat Geo a chance.







































































































































































































































.e eases of reading cvv
 

Cam V (417)
Wednesday March 17, 2010, 1:23 am
I was sent a link to a draft Deanna - I will try and find it and post it here.
 

patricia lasek (317)
Wednesday March 17, 2010, 5:09 am
Maybe wars should be funded directly out of the pockets of those in office who vote to go to war. They might think twice about it then. Oh-oh. I think I'm on the same meds as Kit and am in LA-LA-LAND too.
 

Yvonne White (229)
Wednesday March 17, 2010, 12:21 pm
I Gotta get me some of those meds!!!:) But 1st I gotta get Insurance!:(
 

Kit B (276)
Wednesday March 17, 2010, 2:24 pm
The biggest problem is affording health care insurance and all the co-pays for the doctors and then the co-pays for the medicines. It's not just one payment and all is covered - which as expensive as it is that might help many to afford health care, but it's an expensive monthly or yearly insurance premium and then all of the co-pays, many called by different names but all left for the consumer to pay.

So yes, Virgiania we do have health care in America - if you Daddy is rich and Mommy has a Very good job as well.
 

Kit B (276)
Wednesday March 17, 2010, 2:36 pm
Ain't it great the people who need insurance can not afford it, and even if they buy it and think they are covered they will discover that everything has a co-pay from as little as about 20.00 per doctor appoint to much more, and then co-pays for tests and procedures and co-pays for surgery - even the anesthesia has a co-pay or maybe a full pay,and prescriptions? Wow -- considering those are made in batches of millions and tens of millions at a time, what a farce that each person must pay a co-pay that should (even with a profit) pay for that drug many times over, but pay and pay and pay we do and we keep bending over for the Gang in DC and taking it up the "shaft." And even now we say "Oh my" what is the answer - well Yvonne mentioned one - pay for Americans before we "play war games" and games they are boys and girls.
 

Yvonne White (229)
Thursday March 18, 2010, 2:16 pm
Ah, but blood lost on a battlefield is SO much more Patriotic than blood lost on an Emergency Room floor..;)
 

Gwendolyn Krupa (49)
Thursday March 18, 2010, 8:36 pm
Another touchy subject. I hope we will find some relief from expensive medical bills in the near future. We have bankruptcy and foreclosure staring us in the face due, at least in large part ti medical expenses. We just switched to a PPO and are thrilled to be able to go to a physician for $20. Without co-pay for my meds I'd probably be dead!
I don't know the answers, but I pray for wisdom for our elected officials.
 

Nancy L (141)
Friday March 19, 2010, 10:40 pm
Heath care fact sheet


http://fdlaction.firedoglake.com/2010/03/19/fact-sheet-the-truth-about-the-health-care-bill/
 

Deanna Zimmerman (74)
Friday March 19, 2010, 11:43 pm
I checked out that so-called fact sheet. It is 100% OPINION. If there are any facts listed, there is no reference to the source for verifying each so-called fact. Why should ANYONE believe this sheet just because it's written? Did you verify any of the "facts?"

There are too many millions of people who are willing to believe ANYTHING their side tells them, without doing any research of the actual document to verify that they aren't being lied to.

For instance, I've heard time and time again, and it's in this "fact sheet" also, that a family of 4 with an income of around $66k will have to pay a certain amount for insurance. However, in the original HR bill, the wording stated that there would be a CAP of that much that anyone would have to pay. In other words, insurance companies are not required to charge that much if they are not currently charging that much. However, if they are charging more now, they'd have to reduce the charge to no more than that amount.

And don't tell me that ALL insurance companies will charge the maximum for insurance. That would cut out all competition. The only difference then, would be WHAT is covered. And the one that has the best coverage would get all the customers. So that would REQUIRE other insurance companies to reduce their rates in order to gain more customers.

I haven't read the wording on this final version. I haven't even found it yet.
 

Yvonne White (229)
Sunday March 21, 2010, 9:08 pm
The House has passed the bill!
 

Yvonne White (229)
Sunday March 21, 2010, 9:10 pm
House passes Democratic changes to health bill
27 mins ago
WASHINGTON The House has passed key changes to its just-approved overhaul of health care legislation. The changes are part of a prearranged agreement to guarantee passage of the historic legislation.

The changes passed by a 220-211 vote. That bill now goes to the Senate for final approval, where it only requires a simple majority to pass.

The fast-track measure eliminates targeted provisions for specific states in the main health care bill. It softens a tax on high-value insurance plans opposed by organized labor.

It also contains an education provision that is a domestic priority of President Barack Obama. That measure increases college assistance for needy students and ends government reliance on private lenders for higher education loans.


 

Deanna Zimmerman (74)
Sunday March 21, 2010, 10:20 pm
Yipeeeeeaaaaaa!!!!! I watched it for most of the entire day and was suprised that it kept my interest for that long.
I am so happy that we have taken such a hugh first step. I always wondered why they couldn't just pass the bill that was 80% agreed upon, and fix the other 20% later. And now, that's what the repubs are saying. Gee, it made sense to me all along.

Too many have turned this into an abortions rights bill, instead of giving a damn about those that are already sentient beings, who don't have any coverage to save the lives they've already experienced.

I'm so happy for ALL of us, especially the 32 MILLION more people who will have access to affordable health care.
 
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