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Haunted By Student Debt to the Grave


Health & Wellness  (tags: social security, educational loans, garnished, student loans, senior citizens, forgive student loans for those on socia )

Sheryl
- 1392 days ago - ourfuture.org
Close to 200,000 on Social Security are having their Social Security checks garnished by student debt creditors. Leaving some Seniors with only $750 a month to live on. It is time to forgive educational loans for people on Social Security.



   

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Comments

Darren Woolsey (218)
Wednesday July 29, 2015, 7:01 am
There's a petition in that link you've given, Dandelion:

http://pac.petitions.moveon.org/sign/want-a-real-economic
 

Darren Woolsey (218)
Wednesday July 29, 2015, 7:01 am
A second one in at the same link:

http://cancelallstudentdebt.com/?code=ourfuture
 

Animae C (508)
Wednesday July 29, 2015, 7:17 am
Want a Real Economic Stimulus and Jobs Plan? Forgive Student Loan Debt!
SIGNED
675,563 signatures.

http://pac.petitions.moveon.org/sign/want-a-real-economic

Thanx Dandelion
 

Animae C (508)
Wednesday July 29, 2015, 7:18 am
Cancel All Student Debt
Your action has been submitted.

Thanx Darren
 

Sheryl G (359)
Wednesday July 29, 2015, 7:52 am
"Social Security means survival. It means food, shelter, medication," said Cohen, a Connecticut attorney, who works with people on debt collection harassment and student loan repayments.

What's worse is that even if the unpaid student loan was small, the amount they owe now is usually a lot larger because of compounding interest rates. He has been working with people in their 70's and 80's trying to keep a roof over their head and eat having their meager Social Security income garnished.

Social workers are also seeing an increase in the number of people with mental and health issues having their Social Security disability checks garnished.

A Korean War veteran in his 80's who had taken out a student loan for his son and then began having health problems. The government took money from his Social Security disability checks; money that he needed to buy medications.

According to the government data, the total amount garnished from social security checks last year came to $150 million.

This is ridiculous. The adult children can't find work to pay back the student loans or at least a job that pays a high enough wage to live on and pay the student loans back. Now the parents who co-signed, and many were forced to co-sign if the son or daughter was 26 or under, are in retirement years and are in positions of lower income themselves and having their Social Security garnished for trying to help their children.

Some older workers in trying to get back into the work force with all the downsizing of companies as jobs shipped overseas went to College only to find on one wanted to hire them in their late forties or fifties so many had to take part time work at low wage, draw out on their IRA's, their savings, and many take early retirement leaving them with less to begin with now having their meager incomes garnished.

Thanks Darren, I'll live link the petition below.
Want Real Economic Stimulus Forgive Student Loans
And
Cancel All Student Debt
Also one I found
Stop Garnishment of Social Security Read The Comments of Those Who Signed Heartbreaking
One more
Forgive Old Student Loans For Retirees On Social Security
 

Sheryl G (359)
Wednesday July 29, 2015, 8:13 am
"I'm going to be homeless because of the SSDI Offset, I don't' know what to do! Suicide might be an option for me cause I just can't deal with it anymore!" Hugh Abner from Crothersville, IN

"I was receiving less than $900 a month, now my SSDI is garnished leaving me with only $750 a month. This is shameful while their are so many grants offered to foreign students." Rayeann from Cuyahoga Falls, OH

"I am DISABLED... I am a single mother & have an AMAZING year old daughter... As it is I can't support us... And this garnishment is making matters beyond worse." Heather from Hampstead, NH

"I have paid 5 times the amount on my student loan. Now I am completely disabled and with the small amount I get from SSI it only covers the rent and the bills, no food or extras. If my check gets offset I may end up on the street with out any medications or doctor visits. I suffer from panic attacks and am physically disabled as well. Now I see why there is a homeless problem." Susanna Murphy from Fort Lauderdale, FL
 

Julia Cabrera-Woscek (0)
Wednesday July 29, 2015, 8:48 am
I think the government should invest in your education so you can give back to your Country.
 

Sue H (7)
Wednesday July 29, 2015, 9:00 am
This is an Outrage! If nothing else, the exorbitant interest fees should be forgiven.. All petition signed, thanks.
 

Solitary Eagle (324)
Wednesday July 29, 2015, 9:05 am
Both petitions signed, thanks Dandelion.
 

Sayenne H (92)
Wednesday July 29, 2015, 9:14 am
Thank you for sharing and I also signed :)
 

Past Member (0)
Wednesday July 29, 2015, 9:40 am
It is really a crime. I would think student debt might stop a lot of young people from going to college. I wouldn't want to spend the rest of my life in debt, along with a mortgage providing they could even afford a house in today's market.
Signed all petitions above.
Thank you Dandelion
 

Patrick Donovan (344)
Wednesday July 29, 2015, 12:39 pm
I agree with Nancy, this is criminal. The only reason this law and the bankruptcy law were changed is that the rich would not have to pay more taxes. Classic case, of course, of the rich robbing the poor.
 

Judy C (91)
Wednesday July 29, 2015, 12:47 pm
I don't think some students realize the repercussions of taking out these oppressive loans. Many are not fully informed about many aspects of the whole scenario. Of course one of the more egregious elements is the fact that low quality, for profit schools charge sky-high tuition and have very poor prospects of graduates being hired. I don't know if they have changed this, but in the past, schools could get student loan funds even if they were not accredited. Also, people may not be able to earn enough in the careers they are studying for to afford to pay off all their debt.

Social Security should NEVER be touched by these lenders. I can't believe how many people are affected by this. Something has to be done about this. Thanks to Darren and to you, Dandelion for posting this article. I will sign all petitions.
 

Judy C (91)
Wednesday July 29, 2015, 1:44 pm
I don't know what's happening with the site today, but the comment I posted about 20 min. ago has disappeared. I had to re-note the story, too.
 

Judy C (91)
Wednesday July 29, 2015, 1:45 pm
WTH? Now the comment shows up, but I have to re-note the story again. something is not working right.
 

JL A (281)
Wednesday July 29, 2015, 2:04 pm
signed via email, noted and was horrified when I read the data. Thanks for posting Dandelion
 

Athena F (131)
Wednesday July 29, 2015, 2:20 pm
thank you
 

Past Member (0)
Wednesday July 29, 2015, 10:02 pm
Education should be FREE...and if there's a country that afford that it's the US>it's unacceptable.
 

donald Baumgartner (6)
Thursday July 30, 2015, 12:47 pm
Gladly signed the "move on".org petition !!!!!
 

Janet B (0)
Thursday July 30, 2015, 1:01 pm
Thanks
 

Birgit W (160)
Thursday July 30, 2015, 3:39 pm
This is just criminal. Our government should be interested that our young generation is trying to get an education/occupation, and people should not be punished for the rest of their lives.
They have been taught to get a good education and learn a job by their parents, educators, society, etc.
What do these young people do nowadays after they finish their education, and are not even able to find a job? If they finally find one the companies offer them just a minimum wage.
I have learnt my first job in Germany for three years, and the education was free. I even received a monthly allowance from my company during my education.
Our world has to change, people cannot take this injustice any longer!
 

Birgit W (160)
Thursday July 30, 2015, 3:41 pm
Petition signed. Thanks.
 

Past Member (0)
Thursday July 30, 2015, 7:36 pm
Noted and signed all. Thanks Dandelion.
 

Lois Jordan (63)
Thursday July 30, 2015, 8:21 pm
Noted. All petitions signed. Many thanks, Dandelion.
 

Shirley S (187)
Thursday July 30, 2015, 8:28 pm
Noted & signed all petitions in full support.
 

Walter F (128)
Thursday July 30, 2015, 10:43 pm
Petitions signed ..Thanks Darren
 

Debra G (0)
Thursday July 30, 2015, 11:01 pm
It's not just "worthless" degrees. My daughter will have paid off her medical school debt when she is 59 - working as an MD full-time. Meantime, she's driving a 13 year old car and using us as summer daycare for her kids (Camp Grandma). If she's penny-pinching, what are the rest of the student-debt-ridden doing?
 

Darren Woolsey (218)
Friday July 31, 2015, 12:45 am
Signed all the added extra petitions and shared on facebook and twittersphere, Dandelion.
 

Ingo Schreiner (8)
Friday July 31, 2015, 1:00 am
noted
 

Arild Warud (174)
Friday July 31, 2015, 2:08 am
Petitions signed,thanks Sheryl and Darren.
 

Roslyn McBride (26)
Friday July 31, 2015, 3:36 am
Noted
 

BackSoon Fowler (33)
Friday July 31, 2015, 3:37 am
Signed all petitions and noted. Thanks Dandelion and everyone.

Student debt needs to be cancelled in the US, and UK, and everywhere. Students end up paying higher taxes, after getting a higher education. I still have outstanding student debts, and left University in 2000. It's a shame I still have to lug this debt around. And so do so many others.
 

Winn A (179)
Friday July 31, 2015, 8:25 am
Elizabeth Warren has some great ideas on how to handle the student debt crisis, and yes if you are a student with loans it is a crisis. America can do so much better than this for those wanting a college education.
 

SuSanne P (193)
Friday July 31, 2015, 9:20 am
"The solution seems obvious: First, we must stop the practice of garnishing Social Security payments to pay student debt. Then we must take a long, hard look at all the student debt that has been accumulated in this country. For millions of Americans, a college education is the ticket to a better life".

"Nobody should be deprived of an education because they don’t come from a wealthy family. And nobody should be subjected to onerous debt because they dared to dream and desired to learn".

All petitions signed.
A side note re: all your treads. I'm also having terrible difficulties noting and leaving posts. Please know I've read, signed and noted ALL of your threads.
 

Past Member (0)
Friday July 31, 2015, 10:11 am
noted; signed all Petitions from Darren and Dandelion; Thanks to Darren & Dandelion!
 

Mandi T (367)
Friday July 31, 2015, 10:19 am
signed the petitions tks Darren, aniame and Sheryl.
 

Mary T (356)
Friday July 31, 2015, 11:48 am
Thank you Dandelion for the article and Darren for the petitions...signed, noted and shared
 

Inge B (202)
Saturday August 1, 2015, 12:14 am
All signed.

Love
 

Robert O (12)
Saturday August 1, 2015, 12:34 am
So sad and discouraging how student debt takes on a life of its own and becomes a heavy weight that strangles the person saddled with it and prevents them from living their lives out full measure. Thanks Dandelion.
 

Phyllis P (232)
Sunday August 2, 2015, 1:56 pm
First of all, I did not think they could do that. The debts are supposed to be income based I have been given a deferment year after year for low income. So how is this happening?
 

Phyllis P (232)
Sunday August 2, 2015, 5:31 pm
Signing all petitions posted
 

Sheryl G (359)
Monday August 3, 2015, 6:35 am
It's happening, I guess once one is collecting Social Security they figure it's the end of the line, so get the money now or it will never be obtained. You know how this goes Phyllis, those who can least afford it always get hit the hardest. They take from those who are least able to fight back, the disabled, the Elders, the alone and poor. As the thieves on Wall Street steal millions with their ALEC write ups that was sent through legislation making it all so legal for them, and if they ever are caught or held accountable.....rare as that may be......they can hire some high priced fancy lawyer and they still get away with it.....or a greatly reduced payback settlement.
 

Patrick Donovan (344)
Thursday August 6, 2015, 11:47 am
Thank you Darren for the petition link.
 

Gina Caracci (219)
Monday August 24, 2015, 6:48 pm
maybe a class action lawsuit?
this is so disgusting Im ready to give up
everyone tells me to stop learning about this stuff cuz I get so angry but I turn around and share it and educate but its so overwhelming and I am ready to snap

all 5 signed
 

Sheryl G (359)
Tuesday August 25, 2015, 12:43 pm
Is only through KNOWING that maybe a few other people will wake up and get a bit angry to help stop this BS.
 

Leanne B (46)
Saturday September 12, 2015, 2:47 pm
This situation really sucks. All signed.
Education should be FREE!
 

Sheryl G (359)
Sunday September 13, 2015, 8:43 am
Free as being paid by the commonwealth of the people via their taxes. A well educated society will be better for all when the most talented and intelligent are able to go on to become a blessing to society rather than being denied it because they were born into a family to poor to send them. Well ALL benefit when everyone can receive training in whatever field they so are geared towards, be it College or a Vocational skill.
 

Jenifer V. (0)
Friday January 29, 2016, 9:25 am
Testimony how i got a loan from { calviinloancompany@gmail.com }

Am so happy and thankful to God for what he has done in my life,i am Jenifer Vasquez from California USA after four years of seeking for online loan, the internet Scammers has succeeded in taking from me the sum of $21,000.00 without given me my loan, I lost every thing i have because of scam and ever since i was scared to make contact online concerning loan. One day, as i was browsing, i saw a comment by a woman name Talesha Lance from California USA thanking Calvin Scott Loan Company for giving her a loan and also saying that if there is any one who also need loan are to contact the company and they will surly lend anybody any amount of Loan. So i took there email from the net and contacted them we had every agreement to pay back the loan and i submitted my bank account to them and they told me i will have to pay for registration and at first i was afraid and later on i gave them a try after they assured me that i will receive my loan in 24hours and to my greatest shock, exactly 24hours after making the loan registration payment, i received an alert from my bank confirmation that Calvin Scott Loan Company has transfer money worth amount of $71,000.00 dollars to my account am so happy and i want to use this medium to advice every one who is in need of loan out there to contact Calvin Scott Loan via email: calviinloancompany@gmail.com or view their webpage: http://calvinfinancialloanhome.bravesites.com/ or Tel: (+1)501-429-4519 and please beware of internet scams most of this Email of lenders you see online are all scams so contact the Calvin Scott Loan Company because they are capable of given you your loan thanks.
 

Darren Woolsey (218)
Friday February 5, 2016, 12:44 am
Reshared all the petitions on social media.
Flagged spam.
 

Henry F. (0)
Tuesday February 9, 2016, 3:24 am
Today I am a happy man, although being into politics is very stressful but we never give up until the battle is over. I just want to quickly use this medium to say a big thanks to Anthony Weslie Loan Company for making my race a success. I never thought I could get such a huge amount of loan, but this company gave me the loan without any stress. My success came as a result of the loan I took from this company. The CEO Mr. Anthony Weslie, I use this medium to say I owe you a lot. Thanks and God bless you sir. In case you are out there, you are financially stocked up, and you need a loan to relief you of your financial stress I strongly recommend you to Anthony Weslie Loan Company. You can contact them directly through their website www.anthonyweslieloancompany.simplesite.com or email them at anthonyweslieloancompany1@gmail.com God bless you all.
 
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